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484 Southgate Dr, Starkville, MS, 39759

5beds
4baths
3,284sqft
$474,000
$144price/sqft
$3,278/moest. monthly cost
$131,120/yrincome needed

About This Home

Under First Right of Refusal. Welcome to your dream home - back and better than ever! This beautiful storybook two-story residence is nestled on 3 parklike acres and the pool is now open! This enchanting 5-bedroom, 3.5-bath home has it all, ideal as both a relaxing retreat or the place to be when you want to host vibrant gatherings. Some of the stylish finishes include hardwood flooring in the great room, kitchen, and hallway, brand new carpet in the bedrooms, and ceramic tile in the downstairs bathrooms. The recently remodeled kitchen features stainless steel appliances and new cabinetry with butcher block countertops and the spacious living & dining areas are centered around the wood-burning fireplace. Downstairs offers a half bath for guests, laundry room, 2 ensuite bedrooms - one with a separate entrance to the rear covered deck and the other with adjoining access to a bonus room (currently outfitted as an oversized walk-in closet) which could be an office, 6th bedroom, or whatever your heart desires. Upstairs opens to a landing large enough for its own separate use with 3 bedrooms and additional full bath. Outside is where the magic truly unfolds; surrounded by mature trees, fountains, and manicured landscaping, the in-ground pool features a brand new liner and is ready to be your private oasis. This property is a rare find with over 3200 square feet of updated & move-in ready living space on 3 acres of serenity - come see it for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Starkville High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Conventional
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooking Unit Details,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile,Vinyl,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,284
  • Total interior livable area: 3,284 sqft

Property

Details

  • Parcel number: 109 32057.00

Features

  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Waterfront features: None

Lot

  • Lot size: 3 Acres
  • Lot size dimensions: 3 +/- acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Oktibbeha County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance *$305$3,660
Property Taxes $272$3,264
Electricity $305$3,664
Total$3,278$39,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,388/yr
40% on housing$98,340/yr
45% on housing$87,413/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 39759$177
Oktibbeha County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 39759$171
Oktibbeha County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$474,000
2026-06-15Price change$489,000
2026-05-20Listed for sale$499,000
2026-03-02Listing removed$495,000
2026-01-28Price change$495,000
2025-11-11Price change$499,000
2025-10-13Listed for sale$515,000
2002-05-15Sold--

For Sale by Agent

AgentKERRI MATHEWS
BrokerageERA TOWN & CAMPUS REALTY

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