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41 Ramey Ridge Rd, Starkville, MS, 39759

2beds
2baths
1,118sqft
$99,999
$89price/sqft
$818/moest. monthly cost
$32,720/yrincome needed

About This Home

The perfect investor special! This 2 bedroom, 2 bath home has been taken down to the studs and is ready to be remodeled. This bungalow comes complete with an adjacent 1.3 Acre lot- perfect for development. Located just a short drive North from downtown Starkville, the home could be finished as a rental for game day cottage. Large, open living area downstairs, with bedrooms upstairs.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Sudduth Elementary SchoolGrades PK-12.7 mi
6/10
7/10
Starkville High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Property

Details

  • Parcel number: 115 15001.28/115 15001.33 (PPIN 20669/23018)

Features

  • Patio & porch: None
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1.36 Acres
  • Lot size dimensions: 1.36+/- combined

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters in Oktibbeha County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$64$768
Property Taxes $57$684
Electricity $192$2,304
Total$818$9,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,045/yr
40% on housing$24,540/yr
45% on housing$21,813/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 39759$178
Oktibbeha County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 39759$171
Oktibbeha County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$99,999
2010-10-29Sold--

For Sale by Agent

AgentCOLIN KRIEGER
BrokerageRE/MAX PARTNERS

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