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984 Ashland Ave, Bedford, VA, 24523

3beds
2baths
1,770sqft
$349,900
$198price/sqft
$2,232/moest. monthly cost
$89,280/yrincome needed

About This Home

This charming 3-bedroom, 2-bath home offering large living space is a must see inside. Filled with warmth and character, the home offer a cozy, cottage-like feel while still providing spacious living areas and thoughtful design throughout. Features include 9-foot ceilings, crown molding, and a beautiful blend of original wood floors, porcelain, and granite tile that add to the timeless appeal. The gas log fireplace creates a warm and inviting atmosphere perfect for relaxing evenings at home. Additional highlights include a detached studio, an enclosed personal pool within its own poolhouse, a large front porch, and an attached garage. Situated on a picturesque tree-lined street with sidewalks, the setting perfectly complements the home's welcoming character. Enjoy the comfort of climate control with the heat pump for cooling and heat and an optional oil furnace still in the home if desired.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
Bedford Primary SchoolGrades PK-10.5 mi
7/10
Bedford Middle SchoolGrades 6-82.8 mi
2/10
Liberty High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: First
  • Area: 196

Bedroom3

  • Level: First
  • Area: 88

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 224

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Tile,Wood
  • Attic: Access,Scuttle
  • Finished area below ground: 320
  • Finished area above ground: 1,450

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Forced Warm Air-Oil,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Kitchen

  • Level: First
  • Area: 150

Living Room

  • Level: First
  • Area: 308

Master Bedroom

  • Level: First
  • Area: 196

Office

  • Area: 0

Property

Details

  • Parcel number: 152850T
  • Zoning: R-1

Features

  • Levels: One

Lot

  • Lot size: 0.46 Acres
  • Features: Landscaped

Parking

  • Parking features: Paved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$119$1,428
Property Taxes $142$1,704
Electricity $202$2,433
Total$2,232$26,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,525/yr
40% on housing$66,960/yr
45% on housing$59,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 24523$177
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24523$192
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$349,900
2017-07-18Sold$183,000

For Sale by Agent

AgentRonald Lee Gross
BrokerageLyons Team Realtors

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