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31125 Whispering Palms Trl, Cathedral City, CA, 92234

4beds
2baths
1,755sqft
$569,000
$324price/sqft
$4,078/moest. monthly cost
$163,120/yrincome needed

About This Home

Welcome to 31125 Whispering Palms Trail, where comfort, style, and pride of ownership come together. Built in 2015, this move-in ready home offers 4 bedrooms and 2 bathrooms with a layout designed for easy everyday living. Step inside to a clean, modern interior featuring tile flooring throughout and laminate flooring in one bedroom. The remodeled kitchen serves as the heart of the home, complete with updated finishes, new lighting, and a new garbage disposal--perfect for gathering with family or entertaining guests. Thoughtful upgrades provide peace of mind, including a newer A/C unit (approximately one year old), fresh interior paint, a new ceiling fan, and a beautifully updated primary bathroom with a new shower. Enjoy outdoor living in the spacious backyard with a covered patio--ideal for relaxing evenings or weekend gatherings. Centrally located, this home offers convenient access to shopping, dining, and everyday essentials. Stop by and tour this home, you won't be disappointed.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
Landau Elementary SchoolGrades K-50.5 mi
5/10
6/10
Rancho Mirage HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Vented Exhaust Fan
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Remodeled,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar
  • Window features: Blinds
  • Flooring: Laminate,Tile

Heating

  • Heating features: Central,Natural Gas

Interior Area

  • Total interior livable area: 1,755 sqft

Kitchen

  • Features: Quartz Counters

Property

Details

  • Parcel number: 678181006
  • Special condition: Standard
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Block
  • Has view: Yes
  • View description: Peek-A-Boo

Lot

  • Lot size: 6,970 sqft
  • Features: Back Yard,Front Yard,Landscaped,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Covered,Driveway,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$160$1,920
Property Taxes $643$7,716
Electricity $398$4,786
Total$4,078$48,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,817/yr
40% on housing$122,340/yr
45% on housing$108,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 92234$200
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92234$306
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$569,000
2015-05-26Sold$285,000
2013-06-14Sold$18,000
1998-05-14Sold$11,500
1998-03-30Sold$6,000

For Sale by Agent

AgentMaria Valdez
BrokerageDesert Sands Realty

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