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2044 Middleton Farm Dr, Belmont, NC, 28012

5beds
3baths
2,930sqft
$640,000
$218price/sqft
$4,228/moest. monthly cost
$169,120/yrincome needed

About This Home

Welcome home to this beautifully designed 5-bedroom, 3-bath residence featuring a spacious and highly desirable floor plan. With three bedrooms conveniently located on the main level—including the private primary suite with dual walk-in closets—as well as a dedicated home office that can be closed off with french doors, this home offers the perfect blend of comfort, flexibility, and functionality. The inviting living room features a raised ceiling, tall windows and a cozy gas log fireplace, while the elegant dining room showcases a vaulted ceiling, creating an open and airy feel that's perfect for both everyday living and entertaining. The well-appointed kitchen is a dream for cooking and gathering, boasting abundant cabinet and counter space, a large center island, double ovens, a gas cooktop, and a walk-in pantry. The open layout flows seamlessly into the breakfast and main living areas. Upstairs, you'll find a versatile loft that offers endless possibilities as a media room, playroom, home gym, or second living area, along with two additional bedrooms and a full bath. Step outside to enjoy the fenced backyard, complete with a stunning covered patio space and fire-pit that's ideal for relaxing, grilling, or entertaining year-round. You'll also enjoy the covered front porch with views of the tree lined neighborhood park just across the street. South Point Village is conveniently located near schools, shopping, parks and recreational amenities, and the charming shops and restaurants of downtown Belmont. Sidewalks throughout the neighborhood make it easy to connect with all the surrounding community has to offer. This home has been lovingly maintained with many upgrades and offers exceptional living in an unbeatable location. Don't miss the opportunity to make this wonderful property your next home!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
J B Page Primary SchoolGrades PK-11.0 mi
5/10
Belmont Middle SchoolGrades 6-80.1 mi
8/10
South Point High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,930

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,930
  • Total interior livable area: 2,930 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 218949
  • Zoning: R2
  • Special condition: Standard
  • Exclusions: Workbench in Garage

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.24 Acres
  • Lot size dimensions: 67 x 138 x x 79 x 5 x 137

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$185$2,220
Property Taxes $535$6,420
Electricity $272$3,274
Total$4,228$50,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,960/yr
40% on housing$126,840/yr
45% on housing$112,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$640,000
2024-08-21Sold$630,000
2024-07-23Pending sale$640,000
2024-05-08Price change$640,000
2024-04-11Price change$650,000
2024-03-01Listed for sale$675,000
2014-02-21Sold$274,500

For Sale by Agent

AgentJeremy Hall
BrokerageBelmont Realty

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