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104 Bethea Street, Holly Ridge, NC, 28445

4beds
3baths
3,244sqft
$549,000
$169price/sqft
$3,511/moest. monthly cost
$140,440/yrincome needed

About This Home

Set within the charming waterfront community of Redd's Cove, this inviting home offers a seamless mix of coastal living and thoughtful updates. Fresh new paint throughout the home and beautifully refinished floors create a clean, modern feel from the moment you step inside, making it truly move-in ready. With neighborhood access to a dock, playground, and scenic surroundings, it's an ideal setting for those who appreciate life near the water. The interior showcases a spacious, open-concept design perfect for both relaxing and entertaining. The great room features a soaring cathedral ceiling and a cozy gas fireplace, flowing easily into the well-appointed kitchen. Here you'll find granite countertops, stainless steel appliances including a gas cooktop and electric oven, a center island with storage, a walk-in pantry, and a bright morning room for everyday dining. A nearby laundry and mudroom provides convenient access to the garage. On the main level, a formal dining room with coffered ceilings adds elegance, while a private office with French doors and wood flooring offers flexibility for work or hobbies. The owner's suite serves as a comfortable retreat, complete with a spacious walk-in closet and a spa-style bath featuring a garden tub, tiled shower, double vanity, and private water closet. Upstairs, three additional bedrooms are complemented by a media or game room and a bonus room above the garage--perfect for guests or extra living space. Step outside to a fully fenced backyard with a cement patio and fire pit, ideal for entertaining or unwinding under the stars. The front porch provides a peaceful place to enjoy morning coffee, surrounded by seasonal blooms and coastal breezes. Conveniently located near beaches, shopping, dining, and military bases, this home offers both accessibility and tranquility. At the end of the street, a community boat ramp with private access and additional amenities makes it easy to enjoy boating and all that this waterfront lifestyle has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-52.8 mi
7/10
Dixon MiddleGrades 6-86.0 mi
4/10
Dixon HighGrades 9-127.6 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Gas Cooktop,Built-In Microwave,Built-In Electric Oven,Refrigerator,Ice Maker,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,244
  • Total interior livable area: 3,244 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 749a73
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Shutters - Functional
  • Fencing: Privacy,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Deeded Water Access,Water Access Comm,Water Depth 4+
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.35 Acres
  • Features: Deeded Water Access,Water Access Comm,Water Depth 4+
  • Lot size dimensions: See Plat

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Concrete,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$135$1,620
Property Taxes $298$3,576
Electricity $302$3,625
Total$3,511$42,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,377/yr
40% on housing$105,330/yr
45% on housing$93,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$331
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$569,000
2026-04-20Listed for sale$575,000
2026-03-09Listing removed$585,000
2026-01-14Price change$585,000
2025-12-29Price change$595,000
2025-11-06Price change$597,000
2025-09-18Listed for sale$598,400
2020-07-10Sold$325,000
2020-06-04Pending sale$333,500
2020-05-22Price change$333,500
2020-05-10Listed for sale$335,000
2017-07-19Sold$279,900
2017-06-08Pending sale$279,900
2017-05-13Listed for sale$279,900
2013-06-03Sold$268,500
2013-02-06Sold$45,000

For Sale by Agent

AgentDiane M Castro-Perez, Coldwell Banker Sea Coast Advantage-Hampstead, Courtney J Bryant, Coldwell Banker Sea Coast Advantage-Hampstead
BrokerageColdwell Banker Sea Coast Advantage-Hampstead

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