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145 Harper Ln, Crossville, TN, 38555

3beds
2baths
1,200sqft
$150,000
$125price/sqft
$1,239/moest. monthly cost
$49,560/yrincome needed

About This Home

Ranch style home on sloped lot with 3 bedrooms, 2 baths. The home has laminate flooring throughout. Electric fireplace, vaulted ceilings! Split bedroom plan. Primary bath has stepping shower. Back patio doors lead you to back deck. The home is sold as is! This information is deemed reliable but not Guarenteed. Proof of funds with all offers. This property failed a plumbing pressure test. The seller will not turn utilities on for inspections. Home sold as is.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 113B C 04401 000

Features

  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.25 Acres
  • Features: Irregular Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance $92$1,104
Property Taxes $214$2,568
Electricity $175$2,103
Total$1,239$14,868

Income You'd Need if You Spent...

35% on housing$42,480/yr
40% on housing$37,170/yr
45% on housing$33,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 38555$186
Cumberland County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 38555$187
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$150,000
2025-09-04Sold$197,518
2023-04-25Sold$224,900
2023-03-08Pending sale$224,900
2023-02-16Listed for sale$224,900
2020-02-04Sold$110,000
2019-02-19Sold$7,850

For Sale by Agent

AgentShelley L Marshall
BrokerageFirst Realty Company

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