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17309 N Highway 6, Valley Mills, TX, 76689

3beds
4baths
5,935sqft
$5,250,000
$885price/sqft
$32,269/moest. monthly cost
$1,290,760/yrincome needed

About This Home

Welcome to Clear Lake Ranch in McLennan County. Located just about 18 miles from Waco and less than a mile from Valley Mills, the ranch boasts over 3,000 feet of highly desirable frontage along Highway 6. Improvements: The main residence, built in 2020, features three bedrooms and three and a half baths to include an attached garage apartment. Interior highlights include concrete countertops, a custom granite kitchen island and foam-sealed construction for year-round efficiency. The main home features 3 kitchens and 3 living rooms. Modern conveniences such as Wi-Fi–enabled thermostats, timed exterior lighting, and a comprehensive security system provide comfort and peace of mind. A private office with its own fireplace and half bath overlooks the spring-fed pond. The attached four-car garage and dedicated exercise room add further functionality. Outdoors, a resort-style swimming pool with a custom waterfall creates a peaceful retreat. Designed for self-sufficiency, the ranch includes a 48-kilowatt Generac diesel generator with a 100-gallon tank, a 1,200-foot water well, and Starlink internet service. The fully renovated guest house features granite and wood countertops, surround sound and a reinforced safe room with 10-inch concrete walls. Land: The land is fully fenced and cross-fenced into three primary pastures plus a separate house pasture. In addition to the scenic spring-fed pond, an approximately one-acre pond supports livestock and native wildlife. Ranch infrastructure includes a 60’ x 80’ main barn with a concrete slab, air lines, and water, as well as a smaller barn and an RV barn—each equipped with electricity. Multiple sprinkler systems service both residences, and a remotely controlled 360-degree camera tower allows for full-property monitoring. Wildlife: The wildlife on this property is exceptional. The lake is well stocked with bass and perch. Whitetail deer are frequently seen roaming the land while hogs occasionally pass through.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
6/10
Valley Mills High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Apartment
  • Architectural style: Farmhouse
  • Property subType: Apartment,Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Kitchen Island,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 4
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 5,935 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Kitchen

Details

  • Parcel number: 460402000005005
  • Attached to another structure: Yes
  • Other equipment: Generator,Irrigation Equipment
  • Horse amenities: Barn

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Outdoor Pool,Pool,Waterfall
  • Patio & porch: Balcony,Covered
  • Exterior features: Built-in Barbecue,Balcony,Barbecue,Fire Pit,Outdoor Grill,Outdoor Kitchen
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 242.08 Acres
  • Features: Acreage,Landscaped,Pond on Lot

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Concrete,Covered,Electric Gate,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Wildfire
Drought
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,546$318,552
Home Insurance *$4,554$54,648
Property Taxes $518$6,216
Electricity $651$7,820
Total$32,269$387,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,106,365/yr
40% on housing$968,070/yr
45% on housing$860,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$885This listing

vs Other Active Listings

Avg $/sqft

ZIP 76689$258
McLennan County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 76689
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$5,500,000
2026-02-17Listed for sale$5,500,000
2018-06-22Listing removed$889,000
2018-04-11Listed for sale$889,000
2018-02-10Listing removed$889,000
2017-09-15Price change$889,000
2017-06-15Price change$914,400
2017-02-16Price change$933,000
2016-07-26Listed for sale$1,023,745
2016-01-16Listing removed$1,265,000
2015-10-14Price change$1,265,000
2015-09-16Pending sale$215,000
2015-09-09Listed for sale$215,000
2015-08-29Pending sale$215,000
2015-08-15Price change$215,000
2015-08-08Listed for sale$395,000
2015-07-06Pending sale$395,000
2015-06-24Listed for sale$395,000

For Sale by Agent

AgentJonathan Wise
BrokerageWhitetail Properties Real Estate

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