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3408 Grape Creek Rd, Fredericksburg, TX, 78624

2beds
2baths
1,496sqft
$689,000
$461price/sqft
$4,787/moest. monthly cost
$191,480/yrincome needed

About This Home

Hill Country retreat on 4 wooded acres with income potential, located just 13 minutes from Fredericksburg. Known as Cactus Flower Cottages, this property offers two accommodations and is currently operating as an owners second home and short-term rental. The main home features a full kitchen, living and dining areas, a bedroom, and an upstairs loft. A guest apartment sits above the two-car garage and offers a spacious open suite with a private deck overlooking the surrounding trees. Both accommodations feature their own decks and outdoor sitting areas, creating a peaceful and secluded setting surrounded by nature. This serene property offers a perfect escape from city life while also providing an established income opportunity. Most furnishings and future bookings convey. For more information, visit www.cactusflowerfbg.com .

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
Comfort Elementary SchoolGrades PK-511.7 mi
7/10
Comfort Middle SchoolGrades 6-811.7 mi
5/10
Comfort High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Other,High Speed Internet
  • Fireplace features: None

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,496 sqft

Property

Details

  • Parcel number: 1081700700024
  • Zoning: None

Features

  • Levels: One and One Half
  • Patio & porch: Deck/Patio
  • Waterfront features: None
  • Living area range: <=1000

Lot

  • Lot size: 4 Acres
  • Features: Outside City(w/Acrg)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$325$3,900
Property Taxes $741$8,892
Electricity $238$2,859
Total$4,787$57,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,125/yr
40% on housing$143,610/yr
45% on housing$127,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$365
Kendall County$458

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$689,000
2024-06-04Listing removed--
2022-10-11Listed for sale$689,000
2019-02-19Sold--
2019-01-24Pending sale$435,000
2018-06-04Listed for sale$435,000
2014-10-31Sold--

For Sale by Agent

AgentJill Tabor
BrokeragePortfolio Real Estate - KW

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