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S2320 County Road OO, Buffalo City, WI, 54622

2beds
1baths
1,721sqft
$639,000
$371price/sqft
$4,402/moest. monthly cost
$176,080/yrincome needed

About This Home

Escape to this charming cabin at the scenic Mississippi River, offering a perfect blend of relaxation and investment potential. This cozy cabin features stunning river views, an open floor plan, & ample natural light. Per the seller over 920 sq ft in the main cabin features 2 bedrooms and 1 bathroom. The detached recreational room that is also heated, cooled, and has running water features an additional 800 finished square feet along with a room the sellers used as a 3rd bedroom. Whether you're lounging in the living room or enjoying a meal at the picnic table, the beauty of the Mississippi is always in sight. Cabin comes fully furnished, making it the perfect getaway for you or your guests. For those who love to entertain or engage in hobbies, the large pole barn provides excellent space for storage, a workshop, or a studio. The barn has enough room to house boats, RVs, or any equipment needed to enjoy your riverfront lifestyle and the sellers are willing to include the camper in the sale. The brand new private dock is a standout feature, offering direct access to the river for fishing, boating, and enjoying sunsets. The additional structure is nonconforming with no septic permit but is tied into the septic system.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1940

Materials

  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: None / Slab,Concrete

Bedroom2

  • Level: Main
  • Area: 100

Bedroom3

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,721

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,721
  • Total interior livable area: 1,721 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 280

Master Bedroom

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 004006890050
  • Zoning: Recreational
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Gravel,Dock/Pier,River,Waterfront
  • Waterbody name: Mississippi
  • Living area range: 1501-1750

Lot

  • Lot size: 2.13 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Inland Flooding
Ice Storm
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$282$3,384
Property Taxes $718$8,616
Electricity $171$2,054
Total$4,402$52,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,925/yr
40% on housing$132,060/yr
45% on housing$117,386/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 54622$118
Buffalo County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 54622
Buffalo County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$649,000
2025-05-27Listing removed$675,000
2025-05-19Listed for sale$675,000
2025-04-08Contingent$675,000
2025-02-07Price change$1,625,000
2025-02-07Listed for sale$675,000
2021-02-03Sold$420,000
2020-10-21Pending sale$475,000
2020-10-06Listed for sale$475,000
2020-09-10Pending sale$475,000
2020-07-31Listed for sale$475,000

For Sale by Agent

AgentNick Fast
BrokerageKeller Williams Realty Diversified

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