102 SE 3rd St, Gilmore City, IA, 50541
About This Home
Check out this property located just off Hwy 3 in Gilmore City, covering about .69 acres—perfect for easy access. Just a heads-up, the 1/2 block off Hwy 3 is zoned for commercial use, which opens up other possibilities. The spacious 1500 sq ft ranch-style home is move-in ready and features 3 bedrooms along with two 3/4 bathrooms. The kitchen is spacious, complete with oak cabinets, stainless steel appliances, and a beautiful backsplash, all open to a large dining and living area. The full basement is just waiting for your personal touch to finish however you'd like! Outside, there’s an attached 26 x 30 garage and a detached 20 x 36 shed—plenty of space for parking, storage, or hobbies. Plus, there’s also a 1.5-story home with 3 bedrooms, 1 bath, and a detached 2 car garage. This one could use some TLC. This property includes 8 parcels 0906103001 - 0906103004, 0906103009-0906103012 which includes both homes with addresses of 107 SE 2nd St, 102 SE 3rd St (blue sheds electricity is with the house @102).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Sump Pump,Concrete
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,500 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 09061030090906103012
- Zoning: Business/Commercial,Resi
Lot
- Lot size: 0.69 Acres
- Lot size dimensions: 50 x 82 50 x 82 50 x 82 63 x 82 50 x 82 50 x 82 63 x 82 50 x 82
Parking
- Total spaces: 2
- Parking features: Attached,Insulated Garage,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $306 | $3,672 |
| Electricity | $121 | $1,452 |
| Total | $1,611 | $19,332 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Price change | $199,000 |
| 2025-11-17 | Listed for sale | $220,000 |
| 2025-10-25 | Listing removed | $250,000 |
| 2025-05-05 | Listed for sale | $250,000 |
| 2025-04-21 | Pending sale | $250,000 |
| 2024-12-12 | Listed for sale | $250,000 |
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