64 Lozano Rd, Albany, KY, 42602
About This Home
Tucked away on a 0.572-acre lot, this four-bedroom, three-bathroom home with a sturdy blacktop drive welcomes you to a welcoming layout that's ready for entertaining and everyday life, plus an outbuilding with a powered shed for tools and projects. The home features a line run to the house for a gas backup, ensuring reliable warmth and efficiency. Leisure and recreation are just moments away: 0.4 miles to 76 Falls Golf Course, 6 miles to Grider Hill Dock on Lake Cumberland, 6.7 miles to downtown Albany, and 12 miles to Marina Rowena on Lake Cumberland, making this property a superb base for lake days and small-town charm alike.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Oven
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
Kitchen
- Features: Open
Property
Details
- Parcel number: 034000001621
- Lease amount: 0
Features
- Patio & porch: Covered Porch,Open Porch
- Has view: Yes
- View description: Sound,Street
- Has water view: Yes
- Water view: Sound
- Frontage length: 0
Lot
- Lot size: 0.57 Acres
- Features: Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $191 | $2,292 |
| Electricity | $154 | $1,850 |
| Total | $1,971 | $23,652 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $268,000 |
| 2026-07-10 | Listed for sale | $270,000 |
| 2008-01-14 | Sold | $94,000 |
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