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11812 Five Waters Cir, Fort Myers, FL, 33913

2beds
2baths
1,646sqft
$399,900
$243price/sqft
$2,986/moest. monthly cost
$119,440/yrincome needed

About This Home

Available Immediately. Absolutely Beautiful Nantucket model. Perfect for a first time buyer or for those ready to downsize! This home features Great Room floor plan with Formal Dining area, Two Bedroom plus a den, including the large owner's suite with dual walk in closets and bath with dual sinks, plus large shower and water closet. Two car garage and a large screened Patio.Marina Bay's clubhouse offers a fully-equipped fitness center, aerobics studio, indoor sports court, social hall, catering kitchen, game room, card room and outdoor amenities, like a resort-style pool, lap pool, tennis, pickle-ball, and party pavilion. Minutes away are gourmet restaurants, major roadways, airports, and beautiful Gulf Coast beaches. Close to great attractions like spring training. Popular shopping destinations like Gulf Coast Town, Miromar Outlets, and Bell Tower Shops. Great schools, gorgeous parks, medical facilities and everyday conveniences such as banks, salons, and grocery stores also surround Marina Bay.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
4/10
Gateway High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dual Sinks,Family/Dining Room,High Ceilings,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),Window Treatments,Air Filtration,Den,Screened Porch,Great Room
  • Window features: Single Hung,Sliding,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,087
  • Total interior livable area: 1,646 sqft

Property

Details

  • Parcel number: 114525P403300.2100
  • Lease amount: 0
  • Zoning description: MDP-3
  • Other equipment: Air Purifier

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Shutters Manual
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 4,660 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 38 x 120 x 38 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$180$2,160
Property Taxes $587$7,044
Electricity $197$2,366
Total$2,986$35,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,377/yr
40% on housing$89,580/yr
45% on housing$79,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 33913$270
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33913$262
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$399,900
2026-04-24Listed for sale$407,000
2026-04-06Listing removed$2,500
2026-03-28Listed for rent$2,500
2025-06-21Listing removed$2,500
2025-06-04Listed for rent$2,500
2023-05-25Listing removed--
2023-05-09Listed for rent$2,500
2017-05-31Sold$288,900
2017-05-23Pending sale$289,900
2017-04-07Price change$289,900
2017-03-02Price change$291,900
2017-03-01Listed for sale$296,900
2017-01-27Pending sale$296,900
2017-01-05Listed for sale$296,900

For Sale by Agent

AgentEric Potts
BrokerageCrown Colony Realty, LLC

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