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9080 Winding Trl, Saint John, IN, 46373

6beds
5baths
5,613sqft
$819,900
$146price/sqft
$5,424/moest. monthly cost
$216,960/yrincome needed

About This Home

Lake Hills custom brick two-story set on a nearly half-acre private wooded lot with room to spread out both inside and out. This home offers 6 bedrooms and 5 baths with a layout that works for everyday life as well as entertaining. Upstairs you'll find four bedrooms including a spacious primary suite with a huge ensuite bath and dual walk-in closets, two bedrooms connected by a Jack-and-Jill bath, and a fourth bedroom with its own hall bath. The main level centers around a large kitchen with stainless steel appliances, cooktop, wall oven, pantry, and a long island with seating, plus a generous breakfast area that opens directly to the family room with coffered ceilings. A dining room and living room sit side-by-side with a wide opening between them, giving you defined spaces that still feel connected. There's also a main-level bedroom with a full bath nearby that works well as an office, guest room, or in-law option. The finished basement adds even more flexibility with another bedroom, full bath, theatre room, and a second kitchen area ideal for related living or extended stays. Out back you'll find a large deck overlooking the private wooded yard. Three-car side-load garage and long driveway. Located in the Lake Hills neighborhood with walking trails, fishing lake and pier, sand volleyball courts, parks, and access to the highly desirable Lake Central School District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Kolling Elementary SchoolGrades PK-40.4 mi
6/10
9/10
Lake Central High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Water Softener Owned,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Gas Cooktop,Dishwasher,Disposal,Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bedroom2

  • Area: 209
  • Dimensions: 19.0 x 11.0

Bedroom3

  • Area: 168
  • Dimensions: 14.0 x 12.0

Bedroom4

  • Area: 180
  • Dimensions: 15.0 x 12.0

Bedroom5

  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedroom6

  • Area: 176
  • Dimensions: 16.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Breakfast Room

  • Area: 156
  • Dimensions: 13.0 x 12.0

Dining Room

  • Area: 156
  • Dimensions: 13.0 x 12.0

Family Room

  • Area: 400
  • Dimensions: 20.0 x 20.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Stone Counters,Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,585

Great Room

  • Area: 594
  • Dimensions: 27.0 x 22.0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 5,613
  • Total interior livable area: 5,613 sqft

Kitchen

  • Area: 420
  • Dimensions: 21.0 x 20.0

Laundry

  • Area: 72
  • Dimensions: 12.0 x 6.0

Living Room

  • Area: 168
  • Dimensions: 14.0 x 12.0

Other

  • Area: 408
  • Dimensions: 24.0 x 17.0

Primary Bedroom

  • Area: 320
  • Dimensions: 20.0 x 16.0

Property

Details

  • Parcel number: 451128326014000035
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Fire Pit,Private Yard
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.45 Acres
  • Features: Back Yard,Wooded,Sprinklers In Rear,Rectangular Lot,Private,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Paved,Kitchen Level,Garage Faces Side,Driveway,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,145$49,740
Home Insurance *$243$2,916
Property Taxes $522$6,264
Electricity $514$6,174
Total$5,424$65,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,965/yr
40% on housing$162,720/yr
45% on housing$144,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$217
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$839,000
2012-12-14Sold$558,620
2012-10-04Sold$55,000

For Sale by Agent

AgentElizabeth Sheeran
Brokerage@properties/Christie's Intl RE

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