604 N Frances St, South Bend, IN, 46617
About This Home
Investment opportunity or house hack only one mile from the University of Notre Dame! Don't miss out on this nicely updated duplex just south of the University and within walking distance to downtown South Bend and the new Trader Joe's! Both units feature one bed and one bath with an ample amount of closet space and in-unit laundry! Boasting a generously sized eat-in kitchen with plenty of cabinetry and a full bath with built-in shelving for added storage. Other notable features include new flooring, fresh paint throughout, new windows, a large deck leading into the home, and shed for bonus storage. With a fantastic location this property would be an incredible investment with an opportunity for a solid return! So don’t wait - schedule your showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Basement
- Has basement: Yes
- Basement: Michigan Basement,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Finished
- Finished area below ground: 0
- Finished area above ground: 1,084
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,584
- Total interior livable area: 1,084 sqft
Property
Details
- Parcel number: 710801432045.000026
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch Covered
Lot
- Lot size: 3,920 sqft
- Features: Level
- Lot size dimensions: 30X130
Parking
- Total spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $439 | $5,268 |
| Electricity | $184 | $2,212 |
| Total | $1,882 | $22,584 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $224,900 |
| 2025-02-03 | Listing removed | $239,900 |
| 2024-09-06 | Price change | $239,900 |
| 2024-07-09 | Price change | $247,400 |
| 2024-04-18 | Listed for sale | $249,900 |
| 2022-12-28 | Listing removed | $239,900 |
| 2022-12-13 | Pending sale | $239,900 |
| 2022-11-21 | Price change | $239,900 |
| 2022-11-04 | Listed for sale | $249,900 |
| 2016-10-21 | Listing removed | $525 |
| 2016-05-12 | Listing removed | $54,900 |
| 2015-10-22 | Listed for sale | $54,900 |
| 2015-10-09 | Listing removed | $550 |
| 2015-09-22 | Listed for rent | $550 |
| 2015-09-01 | Listing removed | $50,000 |
| 2015-05-09 | Listed for sale | $50,000 |
| 2011-12-14 | Sold | $2,422 |
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