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12980 Metcalf Rd, Brockway, MI, 48097

3beds
1baths
1,544sqft
$519,000
$336price/sqft
$3,666/moest. monthly cost
$146,640/yrincome needed

About This Home

Welcome to 12980 Metcalf Road, a charming single-family home nestled on 40 acres in the country near Yale, Michigan. This 3 bedroom home offers nearly 1600 square feet of well-designed living space on a spacious lot surrounded by natural beauty. Open-concept living and dining areas perfect for gatherings and seasonal decor. Bright family room with large windows and backyard views, ideal for daily lounging, entertaining guests and enjoying the abundant wildlife. Private backyard featuring a large deck—perfect for dining, summer barbecues, or tranquil morning coffee. You will love the vaulted ceilings in the living and kitchen areas. Large utility area has enough room to add an additional bathroom. Quality throughout with Anderson Windows, solid wood doors and granite bathroom countertops. Trails cut throughout the 40, great for exploring, riding the ATV and hunting. Deer, turkey and other wildlife are plenty. Front of the property is tillable and currently in hay. Enjoy throwing a line out in the large yard pond. Attached 2 car garage offers plenty of space for vehicles or seasonal storage. 32x56 Insulated and heated pole barn with large front door. Insulated 14x14 storage shed. Clean encapsulated crawl space. Central air conditioning & forced-air heating, keeping the home cozy year-round. The 40 acres is 660x2640 with possible splits remaining. Property has qualified in the past for tax breaks as a Maple Syrup Farm. Enjoy the peace of knowing your covered in storms with a whole house generator. Near local parks, excellent schools, and community amenities—yet just a short drive to highway for easy access.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Yale Junior High SchoolGrades 6-84.5 mi
7/10
Yale Senior High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block,Crawl Space,Sealed Foundation,Sump Pump
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 117
  • Dimensions: 9 X 13

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Family Room

  • Level: Entry
  • Area: 208
  • Dimensions: 16 X 13

Features

  • Finished area above ground: 1,544

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,544 sqft

Kitchen

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Laundry

  • Level: Entry
  • Area: 98
  • Dimensions: 14 X 7

Living Room

  • Level: Entry
  • Area: 252
  • Dimensions: 14 X 18

Other

  • Level: Entry
  • Area: 84
  • Dimensions: 12 X 7

Primary Bedroom

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Property

Details

  • Parcel number: 100324004000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 40 Acres
  • Lot size dimensions: 660 x 2640

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$362$4,344
Property Taxes $492$5,904
Electricity $188$2,259
Total$3,666$43,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,691/yr
40% on housing$109,980/yr
45% on housing$97,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 48097$125
St. Clair County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 48097$145
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$549,000
2026-01-26Listing removed$599,000
2025-10-09Price change$599,000
2025-07-24Listed for sale$655,000
2011-07-07Sold$155,000

For Sale by Agent

AgentRoger Wesch
BrokerageEXP Realty - Marysville

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