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313 W Pine Ave, Kane, PA, 16735

5beds
3baths
2,050sqft
$279,500
$136price/sqft
$2,111/moest. monthly cost
$84,440/yrincome needed

About This Home

This beautifully remodeled home is located on a tree-lined street within walking distance to schools, parks, shopping, and restaurants. The main floor includes comfortable living and dining spaces, an updated kitchen with heated floors, and a convenient half bath. The second floor includes a full bath and 3 bedrooms, with one bedroom featuring an adjoining bonus room. The finished third floor adds 2 additional bedrooms and another full bathroom. Updates completed in 2020 include a kitchen remodel, full and half bath remodel, radiant floors in the kitchen and main bath, new electric panel, and updated plumbing. Outside, enjoy a landscaped and private backyard, rear deck/patio area, covered front porch, and a 3-car detached garage.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Kane Area El SchoolGrades K-50.1 mi
5/10
Kane Area Middle SchoolGrades 6-80.1 mi
5/10
Kane Area High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 2,050

Heating & Cooling

  • Heating features: Radiant,Hot Water,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Rear,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,413$16,956
Home Insurance *$211$2,532
Property Taxes $263$3,156
Electricity $224$2,699
Total$2,111$25,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,377/yr
40% on housing$63,330/yr
45% on housing$56,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 16735$60
McKean County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 16735$88
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$279,500
2026-07-13Price change$279,500
2026-06-22Listed for sale$295,000

For Sale by Agent

AgentKrista Jamerson
BrokerageHoward Hanna Company-Camp Hill

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