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426 N 1st St, West Branch, IA, 52358

5beds
3baths
2,548sqft
$174,900
$69price/sqft
$1,438/moest. monthly cost
$57,520/yrincome needed

About This Home

3 units. Off street parking. Quiet dead end street location close to downtown. Main Floor unit has enclosed front porch. All 3 units currently occupied on month to month leases. New boiler 2025. Roof(2024)

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Hoover Elementary SchoolGrades PK-40.2 mi
7/10
5/10
West Branch High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Income Investment,Residential

Interior

Appliances

  • Appliances included: Range Or Oven,Refrigerator,Dryer,Washer
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other,Breakfast Area
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 1,159
  • Finished area above ground: 1,389

Heating & Cooling

  • Heating features: Radiant,Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Property

Details

  • Parcel number: 050013053510130
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.27 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: 80 x 149

Parking

  • Total spaces: 4
  • Parking features: Off Street,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$131$1,572
Property Taxes $233$2,796
Electricity $190$2,280
Total$1,438$17,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,302/yr
40% on housing$43,140/yr
45% on housing$38,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 52358$278
Cedar County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 52358
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$183,900
2026-01-01Listing removed$185,000
2025-10-02Listed for sale$185,000
2025-10-01Listing removed$189,000
2025-03-03Listed for sale$189,000
2025-03-01Listing removed$189,000
2024-11-16Price change$189,000
2024-06-07Listed for sale$205,000
2008-05-05Sold$366,000

For Sale by Agent

AgentMarisa Stout
BrokerageIowa Realty

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