1038 Belmont Park, Union, KY, 41091
About This Home
This stunning home features hardwood floors, tall ceilings with a desirable open floor plan and a cozy fireplace all overlooking a beautiful view of the lake and the 17th tee. The kitchen offers granite countertops, a gas cooktop, and stainless steel appliances adjoining the main living area that opens up to a screened-in porch. Two spacious bedrooms plus a bonus room, including a main-level primary suite with an ensuite bath and custom closet system, offering both comfort and style. The walkout lower level is ideal for entertaining with a spacious living area, wet bar, built-ins, and access to the patio with a hot tub. This end-unit patio home also provides extra privacy and additional parking.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2000
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Patio Home,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,In Basement,Lower Level,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Other,See Remarks
Bedroom2
- Features: Luxury Vinyl Flooring
- Level: Lower
- Area: 156
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Features: Carpet Flooring,Closet(s)
- Level: Lower
- Area: 120
- Dimensions: 12 x 10
Breakfast Room
- Features: Hardwood Floors
- Level: First
- Area: 120
- Dimensions: 12 x 10
Dining Room
- Features: Chandelier,Hardwood Floors
- Level: First
- Area: 225
- Dimensions: 15 x 15
Entry
- Features: Entrance Foyer,Hardwood Floors
- Level: First
- Area: 70
- Dimensions: 10 x 7
Family Room
- Features: Walk-Out Access,Fireplace(s),Bookcases,Recessed Lighting,Luxury Vinyl Flooring
- Level: Lower
- Area: 891
- Dimensions: 33 x 27
Features
- Soaking Tub,Pantry,Open Floorplan,Granite Counters,Entrance Foyer,Eat-in Kitchen,Double Vanity,Crown Molding,Chandelier,Breakfast Bar,Built-in Features,Ceiling Fan(s),High Ceilings,Recessed Lighting,Vaulted Ceiling(s),Wired for Data,Wired for Sound,Wet Bar
- Door features: Pocket Door(s),Multi Panel Doors
- Window features: Vinyl Clad Window(s)
- Number of fireplaces: 2
- Fireplace features: Blower Fan,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,352
- Total interior livable area: 2,352 sqft
Kitchen
- Features: Breakfast Bar,Wood Cabinets,Recessed Lighting,Hardwood Floors,Crown Molding
- Level: First
- Area: 210
- Dimensions: 15 x 14
Laundry
- Level: First
- Area: 42
- Dimensions: 6 x 7
Living Room
- Features: Fireplace(s),Hardwood Floors
- Level: First
- Area: 272
- Dimensions: 17 x 16
Other
- Features: Built-in Features,Bookcases,Recessed Lighting,Hardwood Floors
- Level: First
- Area: 120
- Dimensions: 12 x 10
Primary Bath
- Features: Ceramic Tile Flooring,Bidet,Double Vanity,Shower With Bench,Shower,Jetted Tub
- Level: First
- Area: 84.24
- Dimensions: 11.7 x 7.2
Primary Bedroom
- Features: Window Treatments,Bath Adjoins,Recessed Lighting,Hardwood Floors
- Level: First
- Area: 210
- Dimensions: 15 x 14
Property
Details
- Parcel number: 0000000000000000000
- Attached to another structure: Yes
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Patio
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Golf Course,Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 3,124 sqft
- Features: Cul-De-Sac,On Golf Course
- Lot size dimensions: 44 x 71
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $411 | $4,932 |
| Electricity | $185 | $2,228 |
| Total | $3,387 | $40,644 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $535,000 |
| 2026-04-30 | Listed for sale | $549,900 |
| 2022-02-23 | Sold | $365,000 |
| 2016-05-09 | Sold | $303,000 |
| 2016-02-12 | Price change | $310,000 |
| 2015-12-18 | Price change | $330,000 |
| 2015-10-09 | Listed for sale | $340,000 |
| 2001-01-04 | Sold | $319,000 |
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