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31 Rio Grande Cir APT 11, Florence, KY, 41042

2beds
2baths
956sqft
$163,000
$171price/sqft
$1,199/moest. monthly cost
$47,960/yrincome needed

About This Home

Welcome home to easy, low-maintenance living in the heart of Florence! This beautifully maintained top-floor condo offers 2 bedrooms, 2 full baths, and a bright, open layout designed for comfortable everyday living. Step inside to vaulted ceilings that give the main living area an airy, spacious feel, complemented by luxury vinyl plank flooring and a cozy fireplace. The kitchen opens seamlessly to the living space and features stainless steel appliances, refreshed cabinetry, and a breakfast bar perfect for casual meals or entertaining. The spacious primary suite offers its own private bath and generous closet space, while the second bedroom and full bath provide plenty of flexibility for overnight guests, a home office, or additional living space. One of the home's best features may be the covered deck, where peaceful views create the perfect setting for morning coffee or a quiet evening at home. Assigned parking and access to the community pool add to the convenience. Clean, updated, and truly move-in ready, this condo offers an easy lifestyle in a convenient Florence location close to shopping, dining, entertainment, and interstate access. If you've been waiting for the right combination of comfort, convenience, and value, this one deserves a closer look!

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

8/10
4/10
Ockerman Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1991

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Electric Oven,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Main Level

Bedroom2

  • Features: Ceiling Fan(s),Carpet Flooring,Walk-In Closet(s),Window Treatments
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Chandelier,Luxury Vinyl Flooring
  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Entry

  • Features: Closet(s),Luxury Vinyl Flooring,Walk-Out Access
  • Level: First
  • Area: 33
  • Dimensions: 11 x 3

Features

  • Walk-In Closet(s),Storage,Pantry,Open Floorplan,High Speed Internet,Entrance Foyer,Ceiling Fan(s),Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Ceramic,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 956
  • Total interior livable area: 956 sqft

Kitchen

  • Features: Solid Surface Counters,Pantry,Luxury Vinyl Flooring
  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Laundry

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Living Room

  • Features: Ceiling Fan(s),Fireplace(s),Luxury Vinyl Flooring,Walk-Out Access,Window Treatments
  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Level: First
  • Area: 176
  • Dimensions: 16 x 11

Property

Details

  • Parcel number: 062.0002031.11
  • Attached to another structure: Yes
  • Zoning description: Residential
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Balcony

Lot

  • Lot size: 435.60 sqft
  • Lot size dimensions: Of Record

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $824$9,888
Home Insurance *$80$960
Property Taxes $141$1,692
Electricity $154$1,850
Total$1,199$14,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,108/yr
40% on housing$35,970/yr
45% on housing$31,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 41042$165
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41042$188
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$162,000
2026-07-22Price change$163,000
2026-06-21Price change$169,000
2026-06-04Listed for sale$173,000
2019-12-02Sold$90,000
2019-11-06Listed for sale$93,000
2019-08-12Pending sale$93,000
2019-08-02Listed for sale$93,000

For Sale by Agent

AgentTonya Harris
BrokerageKeller Williams Realty Service

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