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25 Rio Grande Cir APT 7, Florence, KY, 41042

2beds
2baths
980sqft
$164,900
$168price/sqft
$1,203/moest. monthly cost
$48,120/yrincome needed

About This Home

Welcome to this beautifully updated, move-in ready condo tucked away in a quiet, private community in Florence--just minutes from Union, KY, and located in the highly desirable Ryle High School district. Conveniently positioned behind the new Publix, you'll enjoy easy access to shopping, dining, medical facilities, churches, and everything Northern Kentucky has to offer, with quick access across the river as well. Inside, this condo features a stylish industrial design with a modern edge. You'll find all new stainless steel appliances, fresh paint throughout, and striking custom panel accent walls in the entry, living room, dining room, and bathrooms. Each bedroom showcases its own unique custom feature wall, adding character and warmth to the space. The kitchen is equipped with a tiled backsplash and flows seamlessly into the living and dining areas, while tiled flooring in the entry, kitchen, and bathrooms offers both durability and style. Bathrooms have been fully refreshed with raised cabinetry, granite vanities, new sinks, mirrors, and a beautifully updated master shower. Additional upgrades include all-new black industrial-style light fixtures, ceiling fans, and a cohesive retro-inspired color scheme that ties everything together. This is low-maintenance living with high-end finishes--completely turnkey and ready for its next owner.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
Ockerman Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Bathroom2

  • Features: Tile Flooring
  • Level: First
  • Area: 40
  • Dimensions: 8 x 5

Bedroom2

  • Features: Carpet Flooring
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Features: Tile Flooring
  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Primary Bath

  • Features: Tile Flooring
  • Level: First
  • Area: 40
  • Dimensions: 8 x 5

Primary Bedroom

  • Features: Hardwood Floors
  • Level: First
  • Area: 176
  • Dimensions: 16 x 11

Property

Details

  • Parcel number: 062.0002025.07
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: Assigned,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$81$972
Property Taxes $135$1,620
Electricity $154$1,850
Total$1,203$14,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,245/yr
40% on housing$36,090/yr
45% on housing$32,080/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 41042$165
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41042$188
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$164,900
2026-07-02Price change$169,900
2026-05-31Price change$174,900
2026-05-12Listed for sale$189,900
2025-10-29Listing removed$159,900
2025-10-19Price change$159,900
2025-09-22Price change$164,800
2025-08-12Price change$164,900
2025-08-09Price change$169,900
2025-07-25Listed for sale$170,000
2023-01-29Listing removed--
2023-01-22Listed for rent$1,200
2023-01-21Listing removed--
2023-01-17Listed for sale$155,000
2005-09-26Sold$69,900

For Sale by Agent

AgentMichael Stubblefield
BrokerageeXp Realty, LLC

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