8484 Watersedge Dr, Florence, KY, 41042
About This Home
Welcome home to easy living in desirable Saddlebrook! This well-maintained 3-bedroom, 3-full-bath patio home offers comfortable one-level living with the added space of a finished lower level. Enjoy peaceful lake views from your private deck while taking advantage of the low-maintenance lifestyle this community is known for. The spacious floor plan provides plenty of room for everyday living, entertaining, or hosting overnight guests. An attached garage adds convenience, while the finished lower level offers additional living space, a full bath, and endless possibilities for a family room, home office, or guest suite. Don't miss this opportunity to own a beautiful home with scenic water views in one of Florence's most sought-after communities!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Ranch
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator
Bedroom2
- Features: Carpet Flooring
- Level: First
- Area: 132
- Dimensions: 12 x 11
Bedroom3
- Features: Carpet Flooring
- Level: Lower
- Area: 165
- Dimensions: 11 x 15
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Carpet Flooring
- Level: First
- Area: 240
- Dimensions: 16 x 15
Entry
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 70
- Dimensions: 14 x 5
Family Room
- Features: Carpet Flooring,Walk-Out Access
- Level: Lower
- Area: 420
- Dimensions: 30 x 14
Features
- Window features: Vinyl Clad Window(s)
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Game Room
- Features: See Remarks
- Level: Lower
- Area: 300
- Dimensions: 20 x 15
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,310
- Total interior livable area: 2,310 sqft
Kitchen
- Features: See Remarks
- Level: First
- Area: 180
- Dimensions: 12 x 15
Laundry
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 64
- Dimensions: 8 x 8
Living Room
- Features: Carpet Flooring
- Level: First
- Area: 238
- Dimensions: 17 x 14
Primary Bedroom
- Features: Bath Adjoins,Carpet Flooring
- Level: First
- Area: 210
- Dimensions: 14 x 15
Property
Details
- Parcel number: 062.0133135.01
- Attached to another structure: Yes
Features
- Levels: Two
- Stories: 2
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: of record
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $241 | $2,892 |
| Electricity | $182 | $2,189 |
| Total | $2,087 | $25,044 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $299,900 |
| 2026-07-16 | Price change | $304,900 |
| 2026-06-29 | Listed for sale | $309,000 |
| 2020-04-13 | Listing removed | $135,000 |
| 2020-02-24 | Pending sale | $135,000 |
| 2019-11-20 | Price change | $135,000 |
| 2019-10-21 | Price change | $155,000 |
| 2019-10-06 | Listed for sale | $165,000 |
| 2003-05-16 | Sold | $145,500 |
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