9768 Spruce Ln, Union, KY, 41091
About This Home
Open Sunday from 12 - 2 pm. Welcome to your private retreat in the heart of Union! Nestled on a picturesque 1.8-acre lot, this impressive 4-bedroom, 5-bath home is the perfect blend of space, luxury, and everyday comfort. Step inside to discover a thoughtfully designed layout featuring generous living areas, ideal for both entertaining and daily living. The spacious kitchen with granite counters, flows seamlessly into the main living spaces. This home is a custom built, brick two story with added touches like a pot filler, heated flooring in the primary bath, baths connected to every bedroom and all new carpet just installed. Outdoors, your backyard oasis awaits. Enjoy summer days by the inground pool surrounded by expansive green space that offers endless possibilities--from outdoor entertaining to quiet evenings under the stars. The large lot provides both privacy and room to roam, a rare find in this desirable area. The 3-car garage provides plenty of room for vehicles, storage, or hobbies. Close proximity to schools, shopping, and dining plus a One year warranty for buyers peace of mind. The Walk-out basement has a finished half bath and is framed and ready to go if you choose. Space, privacy, and resort-style living--this is the one you've been waiting for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2013
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Other,See Remarks,Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Double Oven,Microwave
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Other,See Remarks
Bedroom2
- Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom3
- Features: Bath Adjoins,Carpet Flooring
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Bedroom4
- Features: Bath Adjoins,Carpet Flooring
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Breakfast Room
- Features: Luxury Vinyl Flooring,Walk-Out Access
- Level: First
- Area: 120
- Dimensions: 10 x 12
Entry
- Features: Entrance Foyer
- Level: First
- Area: 110
- Dimensions: 11 x 10
Family Room
- Features: Fireplace(s),Luxury Vinyl Flooring
- Level: First
- Area: 340
- Dimensions: 20 x 17
Features
- Kitchen Island,Walk-In Closet(s),Tray Ceiling(s),Storage,Soaking Tub,Pantry,Open Floorplan,High Speed Internet,Granite Counters,Entrance Foyer,Double Vanity,Chandelier,Ceiling Fan(s),High Ceilings
- Door features: Pocket Door(s),Multi Panel Doors
- Window features: Vinyl Clad Window(s)
- Number of fireplaces: 1
- Fireplace features: Blower Fan,Brick
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,202
- Total interior livable area: 3,202 sqft
Kitchen
- Features: Gourmet Kitchen,Kitchen Island,Pantry,Luxury Vinyl Flooring,Wood Cabinets
- Level: First
- Area: 195
- Dimensions: 15 x 13
Laundry
- Level: Second
- Area: 70
- Dimensions: 10 x 7
Living Room
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 156
- Dimensions: 13 x 12
Other
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 121
- Dimensions: 11 x 11
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 380
- Dimensions: 20 x 19
Property
Details
- Parcel number: 052.0001041.00
- Zoning description: Residential
- Other equipment: Sump Pump
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Patio & porch: Patio
- Exterior features: Outdoor Kitchen,Private Yard,Outdoor Grill
- Fencing: Aluminum
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 1.81 Acres
- Features: Wooded
- Lot size dimensions: 263 x 308
Parking
- Total spaces: 3
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Lightning
- Strong Wind
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,489 | $41,868 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $462 | $5,544 |
| Electricity | $252 | $3,034 |
| Total | $4,453 | $53,436 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $715,000 |
| 2013-03-01 | Sold | $401,985 |
| 2012-09-27 | Sold | $67,000 |
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