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9409 Windsor Shade Dr, Mechanicsville, VA, 23116

4beds
3baths
1,945sqft
$475,000
$244price/sqft
$3,049/moest. monthly cost
$121,960/yrincome needed

About This Home

WELCOME HOME!! This is the opportunity in Kings Charter that you've been waiting for! As you enter the two story foyer you'll immediately notice the fresh paint (throughout the entire home!) and beautiful hardwood floors and newer LVP throughout the first floor. The abundance of natural light highlights the main living areas, which are open concept and flow perfectly into the kitchen and dining spaces, appropriately creating the heart of the home. The kitchen has a beautiful bay window, Corian countertops, plenty of cabinet storage and countertop space, as well as direct access to a formal dining room. The formal living room at the front of the home is perfect already and proves a versatile space, and can easily be used as a playroom or office space. Upstairs are all four bedrooms, each featuring plenty of space, a generous closet and tons of natural light. The oversized primary bedroom boasts a vaulted ceiling, walk-in-closet & ensuite bathroom with double vanity sinks, and a garden tub & separate shower. Outside you'll find a separate storage shed, stone paver patio, as well as a newly redone oversized deck with built seating- perfect for summer BBQ's and entertaining. This home has a BRAND NEW HVAC system (2026), fresh paint, a redone back deck, and a newer roof (2020), so you can rest assured that your family will be comfortable in the summer heat. She is move-in ready for your family! Don't miss your opportunity to schedule a showing!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

9/10
10/10
7/10
Atlee High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Laminate,Partially Carpeted,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,945

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,945 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 7797178340
  • Zoning description: R4

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Paved Driveway
  • Fencing: Back Yard,Fenced
  • Topography of land: Level

Lot

  • Lot size: 9,191 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Driveway,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$126$1,512
Property Taxes $320$3,840
Electricity $202$2,433
Total$3,049$36,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,537/yr
40% on housing$91,470/yr
45% on housing$81,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 23116$207
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23116$216
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$475,000
2026-07-31Listed for sale$475,000
2020-04-14Sold$310,000
2020-03-15Pending sale$305,000
2020-03-12Listed for sale$305,000
2012-04-27Sold$247,000
2012-01-18Price change$259,900
2012-01-01Price change$269,900
2011-11-19Price change$269,000
2011-08-28Listed for sale$269,900
2004-05-28Sold$232,500

For Sale by Agent

AgentAriel Spagnolo
BrokerageFiv Realty Co

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