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10274 Matthews Grove Ln, Mechanicsville, VA, 23116

4beds
3baths
2,309sqft
$500,000
$217price/sqft
$3,219/moest. monthly cost
$128,760/yrincome needed

About This Home

Located in the ever-popular Kings Charter community, this 4-bedroom, 2.5-bath Colonial offers 2,309 sqft of thoughtfully designed living space that's ready for real life. Hardwood floors run throughout the main level, while the updated kitchen features quartz countertops, stainless steel appliances, a tile backsplash, and a bright eat-in area. Just off the main living area, the tiled sunroom is filled with natural light from skylights overhead, making it an easy favorite for morning coffee, a playroom, a home office, or simply a quiet place to unwind. When you are ready for some fresh air, simply step outside onto the deck for a break! This home also includes a formal dining room, two staircases, a practical mudroom off the oversized 2.5-car garage, a walk-up attic for convenient storage, and a spacious primary suite with a walk-in closet and private bath. Outside, the level, fenced backyard gives you room to spread out, whether that's hosting friends, letting the dog run, planting a garden, or ending the day around a fire pit. And then there's everything that comes with this address: Kings Charter has been one of Hanover County's most sought-after neighborhoods for years. Two lakes. A community pool. Tennis and pickleball courts. Sidewalks and trails. Neighbors you'll recognize. A full calendar of community events. Add highly rated Hanover County schools and quick access to shopping, restaurants, parks, and major commuter routes, and it's easy to understand why people wait for the right opportunity to move here!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
10/10
7/10
Atlee High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Brick,Drywall,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Cooking,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 15.9 x 11.7

Bedroom3

  • Level: Second
  • Dimensions: 11.1 x 11.5

Bedroom4

  • Level: Second
  • Dimensions: 14.7 x 21.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13.0 x 11.7

Features

  • Bay Window,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,French Door(s)/Atrium Door(s),Granite Counters,Bath in Primary Bedroom,Pantry,Skylights,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors,Storm Door(s)
  • Window features: Skylight(s),Thermal Windows
  • Flooring: Ceramic Tile,Partially Carpeted,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,309

Foyer

  • Level: First
  • Dimensions: 8.3 x 11.7

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Natural Gas,Zoned
  • Cooling features: Electric,Zoned,Attic Fan

Interior Area

  • Total interior livable area: 2,309 sqft

Kitchen

  • Level: First
  • Dimensions: 13.0 x 11.4

Laundry

  • Level: First
  • Dimensions: 2.11 x 5.1

Living Room

  • Level: First
  • Dimensions: 13.3 x 23.3

Master Bedroom

  • Level: Second
  • Dimensions: 13.5 x 16.1

Other

  • Level: Second

Sitting Room

  • Level: First
  • Dimensions: 13.5 x 11.5

Property

Details

  • Parcel number: 7797554377
  • Zoning description: R2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Community
  • Patio & porch: Deck
  • Exterior features: Deck,Sprinkler/Irrigation,Paved Driveway
  • Fencing: Back Yard,Fenced,Picket

Lot

  • Lot size: 9,626 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Off Street,Paved,On Street
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$132$1,584
Property Taxes $337$4,044
Electricity $222$2,668
Total$3,219$38,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,365/yr
40% on housing$96,570/yr
45% on housing$85,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 23116$207
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23116$216
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$500,000
2018-04-12Sold$300,000
2018-03-13Pending sale$299,900
2018-03-02Listed for sale$299,900

For Sale by Agent

AgentJacquelyn Waters
BrokerageReal Broker LLC

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