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2914 Oak Tree Cir, Fort Dodge, IA, 50501

7beds
5baths
4,511sqft
$675,000
$150price/sqft
$6,375/moest. monthly cost
$255,000/yrincome needed

About This Home

Exceptional executive-style two-story home located on a quiet cul-de-sac in one of the area's most desirable neighborhoods. This stunning home offers 7 bedrooms, 4.5 baths, and an impressive floor plan designed for both luxury and everyday living. Soaring 20-foot ceilings in the main-level family room and living room create a dramatic, light-filled space. The spacious kitchen flows seamlessly into the main living areas, making it ideal for entertaining. The private primary suite offers a luxurious retreat, while the additional bedrooms provide plenty of room for family, guests, or home offices. Two attached 2-stall garages offer parking for four vehicles plus extra storage. A rare opportunity to own an exceptional home in a premier location!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
57
BikeBikeable

Schools

1/10
Cooper Elementary SchoolGrades 1-51.1 mi
3/10
Fort Dodge Middle SchoolGrades 6-81.5 mi
3/10
Fort Dodge High SchoolGrades 9-121.5 mi

Construction

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-in Microwave,Cooktop,Dishwasher,Dryer,Refrigerator,Washer,Instant Hot Water,Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sump Pump

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Main
  • Area: 425.8333

Bedroom2

  • Level: Upper
  • Area: 222.4167

Bedroom3

  • Level: Upper
  • Area: 173.8333

Bedroom4

  • Level: Upper
  • Area: 192.5

Bedroom5

  • Level: Upper
  • Area: 157

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 203.8819

Family Room

  • Level: Main
  • Area: 222.2569

Features

  • Cathedral Ceiling(s),Great Room,Kitchen Island,Master Suite,Newer Flooring,Updated Bath,Updated Kitchen,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,511
  • Total interior livable area: 4,511 sqft

Kitchen

  • Level: Main
  • Area: 516

Living Room

  • Level: Main
  • Area: 288.9722

Property

Details

  • Parcel number: 0709328010
  • Zoning description: Residential

Features

  • Patio & porch: Deck,Patio,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: Stream

Lot

  • Lot size: 0.52 Acres
  • Features: Well Landscaped,Wooded,Lawn Sprinkler
  • Lot size dimensions: 200' x 106' x 200' x 122'

Parking

  • Total spaces: 4
  • Parking features: Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$1,510$18,120
Property Taxes $1,116$13,392
Electricity $336$4,037
Total$6,375$76,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,571/yr
40% on housing$191,250/yr
45% on housing$170,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$123
Webster County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$675,000
2021-12-21Listing removed--
2021-11-21Pending sale$579,900
2021-11-20Listing removed--
2021-11-04Pending sale$579,900
2021-03-16Price change$579,900
2020-04-09Listed for sale$599,500
2001-12-12Sold$45,900

For Sale by Agent

AgentTroy Anderson
BrokerageColdwell Banker Associated Realtors

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