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954 S 25th St, Fort Dodge, IA, 50501

2beds
1baths
680sqft
$79,900
$118price/sqft
$822/moest. monthly cost
$32,880/yrincome needed

About This Home

Charming and affordable 2-bedroom home perfect for first-time buyers, downsizers, or anyone looking for comfortable, low-maintenance living. This cozy property offers a bright and inviting living space with plenty of natural light and a functional layout. Outside, enjoy a large yard with room for relaxing, gardening, or entertaining. Located in a quiet neighborhood, this home offers great value at an affordable price. Give Megan Peterson a call for a private tour. 515-339-5710

Getting Around

51
WalkingSomewhat Walkable
18
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

3/10
Butler Elementary SchoolGrades 1-50.4 mi
5/10
Fort Dodge Middle SchoolGrades 6-81.5 mi
3/10
Fort Dodge High SchoolGrades 9-121.4 mi

Construction

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Half

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: None

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0728161013
  • Zoning description: Residential

Lot

  • Lot size: 6,969 sqft
  • Features: Well Landscaped
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$178$2,136
Property Taxes $119$1,428
Electricity $121$1,452
Total$822$9,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,182/yr
40% on housing$24,660/yr
45% on housing$21,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$125
Webster County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$84,900
2022-12-02Sold$73,000
2020-07-16Sold$52,000
2018-05-29Listing removed$640
2018-05-16Listed for rent$640
2017-03-31Listing removed$640
2017-03-22Listed for rent$640

For Sale by Agent

AgentMegan Peterson
BrokerageRE/MAX of Fort Dodge, Inc.

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