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9126 Baldwin Rd, Baldwin, IL, 62217

3beds
3baths
2,600sqft
$189,000
$73price/sqft
$1,528/moest. monthly cost
$61,120/yrincome needed

About This Home

Spacious, country, berm home sits on 1.38 peaceful acres features a thoughtfully designed, accessible layout with wide doorways, step-free entry and easy to navigate living spaces throughout. Built in 2005, the home offers a large, open family room, and kitchen filled with natural sunlight - perfect for gatherings and everyday living. Enjoy relaxing on the full - length, covered front porch, while taking in the quiet, country setting. This home includes 3 bedrooms, 3 bathrooms, attached mother-in-law suite apartment, open family room and kitchen layout, bright, sun-filled interior, and an accessible design throughout. Solar panels to transfer or be removed upon buyers request. Conveniently located less then 10 minutes from Red Bud and Sparta, 20-25 minutes from Chester, offering country living with easy access to town amenities. With a little TLC, this property has the potential to be a truly gorgeous home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
4/10
Sparta High SchoolGrades 9-127.5 mi
6/10
Sparta Lincoln SchoolGrades PK-87.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Earth House,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Built-In Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 0905202200, 0905202100
  • Attached to another structure: Yes
  • Special condition: Listing As Is

Features

  • Levels: One
  • Exterior features: No Step Entry

Lot

  • Lot size: 1.38 Acres
  • Features: Back Yard,Front Yard,Some Trees
  • Lot size dimensions: 1.38

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Tornado
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$171$2,052
Property Taxes $203$2,436
Electricity $199$2,399
Total$1,528$18,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,388/yr
40% on housing$45,840/yr
45% on housing$40,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 62217
Randolph County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 62217
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$189,000
2026-03-07Contingent$189,000
2026-02-19Listed for sale$189,000
2022-05-23Sold$170,000
2022-02-07Contingent$180,000
2022-01-31Price change$180,000
2022-01-18Price change$190,000
2022-01-15Listed for sale$160,000

For Sale by Agent

AgentShari Hopkins
BrokerageWorth Clark Realty

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