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16444 Saint Peters Church Rd, Montpelier, VA, 23192

5beds
4baths
2,976sqft
$799,950
$269price/sqft
$5,127/moest. monthly cost
$205,080/yrincome needed

About This Home

Welcome to St. Peter’s Church Road located in the South Anna district, minutes to Short Pump. This beautifully maintained 4/5-bedroom, 4.5-bath home offers exceptional living space, quality craftsmanship, and flexibility for today’s lifestyle. The main level features formal living & dining rooms w/ hardwood flo fireplace, perfect for entertaining. The custom kitchen offers updated cabinetry, pa, abundant workspaces. The impressive family room addition provides an expansive gathering space with easy access to the large rear deck overlooking the private backyard. Upstairs, you’ll find two spacious primary suites, including the main owner’s suite with an updated bath (2024), custom walk-in closet shelving, a versatile adjoining room ideal for a nursery, exercise room, or sitting area, & access to a private deck. There is a second primary suite with hardwood floors & private bath. Two additional guest bedrooms share an updated hall bath. Quality finishes throughout include mostly hardwood flooring, crown molding, chair rail, oversized baseboards, custom blinds, and upgraded tile in all 4.5 bathrooms. Major improvements include replacement windows throughout (2023), a newer roof with a 50-year warranty, updated sinks and toilets, replacement interior and exterior doors, and a whole-house Generac generator (2022) for added peace of mind. Outdoor amenities are equally impressive with a full front porch, a screened porch, a spacious rear deck, 2 acres of electric fencing, and a custom fire pit area perfect for relaxing or entertaining. The detached two-car garage includes an approximately 532-square-foot finished bonus room, offering endless possibilities for a home office, studio, gym, or guest space. Additional custom garage shelving provides excellent storage. Offering nearly 7 private acres, extensive updates, and a versatile floor plan with multiple living spaces, this move-in-ready property delivers the privacy, character, and modern conveniences that are hard to find. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
6/10
Liberty Middle SchoolGrades 6-87.9 mi
3/10
Patrick Henry High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Composition
  • Construction materials: Drywall,Frame,Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Beamed Ceilings,Bookcases,Built-in Features,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,Kitchen Island,Bath in Primary Bedroom,Multiple Primary Suites,Walk-In Closet(s)
  • Door features: Insulated Doors,Sliding Doors
  • Window features: Screens
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,976

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Natural Gas,Zoned
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,976 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: Second

Recreation

  • Level: Second

Property

Details

  • Parcel number: 7820136076
  • Zoning description: A1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Screened,Deck
  • Exterior features: Deck,Storage,Shed,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 6.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$258$3,096
Property Taxes $539$6,468
Electricity $286$3,439
Total$5,127$61,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,782/yr
40% on housing$153,810/yr
45% on housing$136,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 23192$242
Hanover County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 23192$227
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$799,950
1987-06-01Sold$20,000

For Sale by Agent

AgentLaurie Dalton
BrokerageLong & Foster REALTORS

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