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610 S 4th St, Atchison, KS, 66002

2beds
1baths
1,446sqft
$125,000
$86price/sqft
$1,089/moest. monthly cost
$43,560/yrincome needed

About This Home

New A/C and furnace just installed. Now is the time to take a look at this gem located in the heart of Atchison, KS. 2 Bedroom, 1 bath, with a bonus room that could be a third bedroom or family room. This solid brick home has a large living room & large dining room. This is a must see. Would be great for a starter home or a rental to add to your portfolio. Stove, Refrigerator, washer & dryer all are staying with the property. This property is ready for you to add your personal touches to make it your home. Book a showing today.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
3/10
Atchison Middle SchoolGrades 6-80.6 mi
4/10
Atchison High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,446

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,446
  • Total interior livable area: 1,446 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 1030603008004.000

Features

  • Patio & porch: Porch

Lot

  • Lot size: 4,791 sqft
  • Features: City Lot
  • Lot size dimensions: 42.5 x 115.0

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$160$1,920
Property Taxes $136$1,632
Electricity $161$1,935
Total$1,089$13,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,337/yr
40% on housing$32,670/yr
45% on housing$29,040/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 66002$93
Atchison County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 66002$121
Atchison County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Listed for sale$125,000
2026-04-17Listing removed$125,000
2026-02-06Price change$125,000
2025-09-18Listed for sale$129,500
2025-09-13Pending sale$129,500
2025-08-24Listed for sale$129,500
2023-05-25Sold--
2023-05-02Pending sale$94,900
2023-05-01Listed for sale$94,900
2023-05-01Pending sale$94,900
2023-04-26Listed for sale$94,900

For Sale by Agent

AgentJoella Schultz
BrokerageTop Property Realty, LLC

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