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4166 Fm 13 W, Henderson, TX, 75654

9beds
6baths
4,792sqft
$649,000
$135price/sqft
$4,523/moest. monthly cost
$180,920/yrincome needed

About This Home

Exceptional income-producing property situated on 12.209 acres, featuring four separate residences and multiple improvements—ideal for investors, multi-generational living, or those seeking a live-and-earn setup. The primary home, originally built in 1945, offers 3 bedrooms and 1 bath with recent updates including a new roof, vinyl plank flooring throughout, updated countertops, and improvements to the back porch. A 2012 single-wide mobile home features 2 bedrooms and 2 baths, with updated can lighting throughout and a ceiling fan in the living area. The 1998 double-wide mobile home includes 3 bedrooms and 2 baths, a metal roof, vinyl plank flooring throughout, and conveys with kitchen appliances. Overlooking a stocked pond, the 1 bed / 1 bath 16’x40’ cabin (installed in 2023) offers a peaceful setting with a 10’x40’ porch, perfect for enjoying the water and watching channel cat and blue catfish feed. A 402-foot deep water well helps maintain pond levels. Additional improvements include a 24’x30’ metal shop on slab with two roll-up doors, water access for potential kitchen build-out, and an RV electrical hookup. The entire property is serviced by electricity. With three income-producing units already in place, this property offers immediate cash flow and long-term potential in a desirable East Texas setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
7/10
West Rusk Middle SchoolGrades 6-87.7 mi
4/10
West Rusk High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Metal Shake
  • Construction materials: Brick and Wood,Alum/Vinyl Siding,Other/See Remarks

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other/See Remarks,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Free-Standing Range,Electric Water Heater

Bathroom

  • Features: Shower/Tub,Vinyl Tile

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other/See Remarks
  • Cooling features: Window Unit(s),Other/See Remarks

Interior Area

  • Total structure area: 4,792
  • Total interior livable area: 4,792 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 69758
  • Special condition: As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck Covered,Porch
  • Fencing: Barbed Wire

Lot

  • Lot size: 12.20 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Cold Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$516$6,192
Property Taxes $200$2,400
Electricity $526$6,314
Total$4,523$54,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,074/yr
40% on housing$135,690/yr
45% on housing$120,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 75654$154
Rusk County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 75654$147
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$740,000
2026-04-03Listed for sale$750,000

For Sale by Agent

AgentBenjamin Wooten
BrokerageColdwell Banker Home Place-Henderson

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