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418 E Thomas St, Atlanta, TX, 75551

2beds
2baths
1,628sqft
$159,900
$98price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Charming 2-bedroom, 2 bath farmhouse-style home with modern updates and a spacious backyard! This inviting home features an open-concept living and dining area, a large kitchen with plenty of workspace and storage, and a generously sized primary suite for added comfort. Recent improvements include updated flooring and other tasteful enhancements, with the seller continuing to make additional improvements. Outside, you'll find a beautiful, oversized backyard that's perfect for entertaining, gardening, or simply relaxing, along with a workshop/storage building for hobbies or extra storage. Additional features include central heat and air and a durable metal roof. Conveniently located in the city, this home is just minutes from the hospital, schools, shopping, and other everyday amenities. Don't miss the opportunity to own this adorable farmhouse-style home that combines character, comfort and conveniences!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
Atlanta Middle SchoolGrades 6-81.1 mi
5/10
Atlanta High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Free-Standing Range,Ice Maker,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Sheet Rock Walls,Ceiling Fan(s),Smart Thermostat
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Property

Details

  • Parcel number: 108774221000010000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Porch,Screened

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$226$2,712
Property Taxes $87$1,044
Electricity $238$2,859
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 75551$199
Cass County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 75551
Cass County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$159,900
2019-10-18Sold--
2019-05-31Listed for sale$57,500

For Sale by Agent

AgentGina Hogue
BrokerageSuperior Realty

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