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557 Fm 3003, Graham, TX, 76450

3beds
2baths
1,820sqft
$363,000
$199price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Welcome to relaxed lakeside living with beautiful Lake Graham views and room to breathe. This inviting property features a charming residence perfectly positioned to enjoy the peaceful surroundings and laid-back rhythm of lake life. Imagine starting your mornings on the front deck with a cup of coffee while taking in the calm water views and quiet sounds of nature. This 3 bedroom 2 bath home is comfortable and move-in ready, making it easy to settle in and start enjoying the lifestyle this location offers. The kitchen features stainless steel appliances and a large butcher block island. The refrigerator, washer and dryer are included. The fully fenced backyard offers a secure place for pets and little ones. Whether you're looking for a weekend retreat or a full-time home near the water, this property provides a wonderful setting to unwind and enjoy the outdoors. In addition to the residence, the property also includes two fully equipped, turnkey opportunities — a restaurant and a bait house. The restaurant offers a complete kitchen, dining area, furnishings, and plenty of parking, while the bait house provides everything anglers need before heading out on the lake. Both businesses are ready for operation and offer the potential for added income if desired. This property is conveniently located just across from the public boat ramp. All contents on site convey with the sale, allowing for a smooth transition to the next owner. The remaining land also presents excellent building site potential, offering room to expand or create additional spaces to enjoy the lake setting. Whether you're dreaming of a peaceful lake home, a getaway property, or a place with built-in opportunities, this unique lake view property offers the best of both worlds at an affordable price.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Graham High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room,Stacked

Bedroom

  • Level: First
  • Dimensions: 13 x 13

Bedroom

  • Level: First
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 7 x 12

Family Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 18 x 12

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,High Speed Internet,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island
  • Level: First
  • Dimensions: 17 x 13

Laundry

  • Level: First
  • Dimensions: 10 x 8

Living Room

  • Level: First
  • Dimensions: 18 x 12

Master Bathroom

  • Level: First
  • Dimensions: 8 x 13

Master Bedroom

  • Features: Built-in Features,En Suite Bathroom,Separate Shower
  • Level: First
  • Dimensions: 12 x 17

Other

  • Level: First
  • Dimensions: 9 x 5

Property

Details

  • Parcel number: 17314

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Covered,Deck
  • Exterior features: Deck
  • Fencing: Back Yard,Chain Link,Front Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Residential vegetation: Brush

Lot

  • Lot size: 2.92 Acres
  • Features: Many Trees

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Circular Driveway,Covered,Carport,Gravel,On Site
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,835$22,020
Home Insurance *$844$10,128
Property Taxes $567$6,804
Electricity $238$2,859
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 76450$266
Young County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 76450
Young County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$375,000
2026-03-07Listed for sale$395,000
2026-02-01Listing removed$395,000
2025-09-05Price change$395,000
2025-06-17Price change$495,000
2025-03-11Listed for sale$545,000
2022-08-13Sold--
2022-04-28Contingent$450,000
2022-03-30Listed for sale$450,000

For Sale by Agent

AgentDeNae Carroll
BrokerageAgape and Associates LLC

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