605 Sumner Ave, Humboldt, IA, 50548
About This Home
Nestled in the vibrant heart of downtown Humboldt, this versatile building offers an exciting opportunity for both investment and entrepreneurship. The ground floor boasts a spacious retail area, perfect for your business or as a rental, ensuring visibility and foot traffic. Above, a fully completed and leased apartment provides immediate rental income, featuring modern amenities and a cozy, inviting atmosphere. Additionally, there's ample space available for the development of a second apartment, allowing for further potential revenue. With its prime location surrounded by shops, restaurants, and attractions, this property promises both charm and financial opportunity.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: See Remarks
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/4 bathrooms: 1
Heating & Cooling
- Heating features: Hot Water
- Cooling features: Central Air
Interior Area
- Total interior livable area: 4,800 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1001406017 01
Lot
- Lot size: 3,920 sqft
- Lot size dimensions: 155 x 24
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $174 | $2,088 |
| Electricity | $358 | $4,296 |
| Total | $1,370 | $16,440 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $139,900 |
| 2013-11-06 | Sold | $57,000 |
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