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About This Home

Welcome to this inviting 3-bedroom home featuring a spacious main-floor master bedroom, main-floor laundry and bathroom with a handicap-accessible shower, offering easy, accessible living. Situated on a generous corner double lot, the property provides plenty of outdoor space to enjoy. A two-stall detached garage offers ample parking and storage. With this fantastic location, you’ll enjoy quick access to local shops, dining, and everyday amenities, all within walking distance. This home is ready for you to move in and make it your own!

Getting Around

Somewhat Walkable

Very Limited Transit

Somewhat Bikeable

Schools

5/10

North Kossuth Elementary SchoolGrades PK-58.0 mi

6/10

North Union Middle SchoolGrades 6-88.0 mi

Construction

Condition

Year built: 1910

Materials

Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Basement

Has basement: Yes
Basement: Partial

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 1
3/4 bathrooms: 1

Heating & Cooling

Heating features: Forced Air
Cooling features: Central Air

Interior Area

Total interior livable area: 1,406 sqft

Property

Accessibility

Accessibility features: Other

Details

Parcel number: 1024256013

Features

Levels: One and One Half

Lot

Lot size: 0.34 Acres
Lot size dimensions: 300 x 100

Parking

Total spaces: 2
Parking features: Garage
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveRelatively High
DroughtRelatively High
Strong WindRelatively High
TornadoRelatively High
Winter WeatherRelatively High
HailModerate
Inland FloodingModerate
LightningModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Iowa Counties

Flood

Severe Storm

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$556	$6,672
Home Insurance *	$84	$1,008
Property Taxes	$62	$744
Electricity	$121	$1,452
Total	$823	$9,876

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$32,920/yr

35% on housing$28,217/yr

40% on housing$24,690/yr

45% on housing$21,946/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered

Wildfire

Visit Website →

Current Policies

Residential: 1,021Commercial: 22

Total Premiums$1.14M

Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%

16.4%

0%30.0%

Electricity Growth Rate10-year average: 1.9%

1.9%

0%15.0%

Property Taxes Growth Rate2-year average: 0.6%

0.6%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 50517—

Kossuth County$117

vs Homes Sold Last Month

Median $/sqft