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6848 Lake Service Rd, Rochester, IL, 62563

3beds
2baths
2,036sqft
$265,000
$130price/sqft
$2,088/moest. monthly cost
$83,520/yrincome needed

About This Home

Move right into this completely updated ranch home on a 1 acre lot in a quiet rural setting. Property includes a 2.5 car detached garage, 30x40 shop building & 12x28 shed and sits in Rochester school district close to Lake Springfield. The new vinyl windows, new roof on house & garage, freshly painted exterior & large front porch will catch your eye at first glance. The entire interior is all new including drywall, paint, flooring, lighting, cabinets and looks amazing. Large living room that showcases accent wall w/ new electric fireplace & tall built-in. Plenty of room in the new kitchen to entertain or cook with the new SS appliances, white shaker cabinets, modern countertops & convenient island. 2 bedrooms on main floor boasting original hardwood floors adjacent to the luxurious new bathroom. 3rd large bedroom in the rear addition could also be used as a family room or dining area. The finished basement will really surprise you with the headroom and quality of finishes here. 2 more large bedrooms (no egress) w/ nice closet space and 1 even includes a beautiful new en-suite bathroom. Large laundry and storage area with easy access to all the mechanicals. New breaker panel, new furnace, gas water heater & sump pump. EJ public water service and a well on property that has been disconnected. Completely new septic system just installed by DiGiovanna Septic. Come enjoy the country while still being close to town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Rochester Jr High SchoolGrades 7-84.3 mi
7/10
Rochester High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Basement
  • Dimensions: 17ft 2in x 9ft 4in

Additional Room2

  • Level: Basement
  • Dimensions: 15ft 0in x 12ft 1in

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 15ft 0in x 11ft 7in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 2in x 11ft 7in

Bedroom3

  • Level: Additional
  • Dimensions: 17ft 7in x 11ft 3in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,336
  • Total interior livable area: 2,036 sqft

Kitchen

  • Level: Main
  • Dimensions: 17ft 5in x 11ft 6in

Laundry

  • Level: Basement
  • Dimensions: 10ft 9in x 10ft 2in

Living Room

  • Level: Main
  • Dimensions: 21ft 0in x 15ft 0in

Main Level

  • Area: 1336

Other

  • Area: 700

Property

Details

  • Parcel number: 2331.0376001

Lot

  • Lot size: 1 Acres
  • Features: Level
  • Lot size dimensions: 145.2 x 300

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Earthquake
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$176$2,112
Property Taxes $417$5,004
Electricity $156$1,879
Total$2,088$25,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,588/yr
40% on housing$62,640/yr
45% on housing$55,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62563$132
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62563$160
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$265,000
2026-04-25Pending sale$259,900
2026-04-23Listed for sale$259,900
2026-03-22Contingent$259,900
2026-03-20Listed for sale$259,900
2026-02-27Listing removed$249,900
2026-02-09Pending sale$249,900
2026-02-05Listed for sale$249,900
2025-12-08Sold$95,000

For Sale by Agent

AgentNeil J Martin
BrokerageThe Orchid Group Inc.

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