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256 Joan Dr, Divernon, IL, 62530

4beds
4baths
3,612sqft
$360,000
$100price/sqft
$3,078/moest. monthly cost
$123,120/yrincome needed

About This Home

Auburn Schools! Beautiful 2-story, 4-bedroom, 3.5-bath home with a walk-out basement in the desirable Comanche Village subdivision. Enjoy true waterfront living as your backyard opens to the beautiful Comanche Village pond—perfect for kayaking, casting a fishing line, or simply relaxing by the water. A grand 2-story foyer welcomes you inside. The main level features a huge eat-in kitchen with granite countertops, stainless steel appliances, oak cabinetry, and plenty of dining space overlooking the family room with a cozy wood-burning fireplace. You'll also find a formal dining room and a flexible office or sitting room. Upstairs offers four spacious bedrooms, including a large primary suite with a walk-in closet. The walk-out basement was remodeled in 2025 with a second kitchen, new flooring, updated full bath, spacious family room, bonus room or 5th bedroom, and storage. Recent updates include a new deck (2023), furnace and A/C (2024), water heater (2021), and roof (2016). If you're looking for space, updates, and a backyard that feels like a vacation, this Auburn Schools home is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Auburn Elementary SchoolGrades PK-26.3 mi
8/10
2/10
Auburn High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Dimensions: 16ft 1in x 14ft 7in

Bedroom2

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 6in

Bedroom3

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 11in

Bedroom4

  • Level: Upper
  • Dimensions: 14ft 0in x 18ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 18ft 9in x 15ft 7in

Features

  • Solid Surface Counter,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 2,571
  • Total interior livable area: 3,612 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 6in x 11ft 5in

Living Room

  • Level: Main
  • Dimensions: 11ft 8in x 14ft 1in

Main Level

  • Area: 1319

Other

  • Area: 1041

Upper Level

  • Area: 1252

Property

Details

  • Parcel number: 3511.0152020

Features

  • Levels: Two
  • Patio & porch: Deck
  • On waterfront: Yes

Lot

  • Features: Sloped
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$414$4,968
Property Taxes $567$6,804
Electricity $277$3,333
Total$3,078$36,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,531/yr
40% on housing$92,340/yr
45% on housing$82,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 62530$94
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62530$90
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$360,000
2026-08-01Listed for sale$360,000
2020-10-02Sold$239,900
2020-08-06Pending sale$239,900
2020-08-06Listed for sale$239,900
2006-04-28Sold$185,000

For Sale by Agent

AgentJerry George
BrokerageThe Real Estate Group, Inc.

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