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7070 Mill Valley Rd, Mechanicsville, VA, 23111

3beds
3baths
1,670sqft
$349,950
$210price/sqft
$2,319/moest. monthly cost
$92,760/yrincome needed

About This Home

Welcome to this well maintained home in Mechanicsville, offering 1,670 square feet of comfortable living with 3 bedrooms and 2.5 baths. This home has been thoughtfully cared for over the years, with numerous recent updates giving the next owner true peace of mind. Major improvements include a new roof, new hot water heater, new siding and gutters, and new windows, so many of the big ticket items are already taken care of. Step inside to find new luxury vinyl plank flooring in the living room, a beautifully renovated primary bathroom, and fresh interior paint throughout, creating a clean, updated feel from room to room. Cozy up by the wood burning fireplace on cool evenings, or head outside to enjoy multiple areas for relaxing and entertaining, including a deck, patio, and covered side porch. A fenced rear yard and detached storage shed add convenience and privacy, while the paved driveway offers easy parking. With so many quality updates already completed, this move in ready home is a wonderful opportunity for buyers looking for comfort, character, and low maintenance living in a great Mechanicsville location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Bell Creek MiddleGrades 6-82.2 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Eat-in Kitchen,French Door(s)/Atrium Door(s),Cable TV
  • Door features: French Doors
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,670

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,670 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 8714208675
  • Zoning description: R4

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Storage,Shed,Paved Driveway
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 8,363 sqft

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$112$1,344
Property Taxes $236$2,832
Electricity $202$2,433
Total$2,319$27,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,508/yr
40% on housing$69,570/yr
45% on housing$61,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$212
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$349,950
2026-08-01Listed for sale$349,950
2016-02-18Listing removed$169,950
2016-02-16Listed for sale$169,950
2015-04-10Sold$170,000
2014-12-03Price change$169,950
2014-09-27Price change$170,000
2014-05-22Listed for sale$179,950
2008-03-31Sold$215,000
1999-06-01Sold$123,500

For Sale by Agent

AgentJoseph Dalton
BrokerageDalton Realty

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