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7041 Snaffle Ct, Mechanicsville, VA, 23111

3beds
2baths
1,480sqft
$285,000
$193price/sqft
$1,926/moest. monthly cost
$77,040/yrincome needed

About This Home

Located on a quiet cul-de-sac in Mechanicsville's Bruce Estates subdivision, 7041 Snaffle Ct presents an excellent opportunity for buyers looking to build equity. Being sold **as is**, this home is ideal for a buyer using a conventional loan seeking a live-and-flip project or an investor searching for their next renovation opportunity. The home primarily needs cosmetic updates, allowing the next owner to personalize it while benefiting from several important mechanical improvements already in place. Inside, the main level features an open layout between the living room and kitchen, creating a functional space for everyday living and entertaining. A fireplace anchors the living room while abundant natural light fills the home throughout the day. The first-floor bedroom is paired with a full bathroom and offers direct walkout access to the home's expansive 560-square-foot double rear deck, providing exceptional outdoor living and entertaining space. Offering 3 bedrooms, 2 full bathrooms and 1,480 square feet, the home's flexible floor plan accommodates a variety of living arrangements. Outside, the cleared backyard is enclosed with a picket fence and includes a large detached shed with electricity, along with an attached storage shed for additional convenience. Additional highlights include a roof approximately 8-10 years old and an HVAC system approximately 5-6 years old. Conveniently located just minutes from shopping, restaurants and everyday amenities throughout Mechanicsville.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Bell Creek MiddleGrades 6-82.0 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Composition,Shingle
  • Construction materials: Cedar,Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Ceiling Fan(s),Dining Area,Eat-in Kitchen,Fireplace,High Ceilings,Laminate Counters,Main Level Primary,Skylights
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Linoleum,Partially Carpeted
  • Number of fireplaces: 1
  • Fireplace features: Vented
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,480

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,480 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 8714506792
  • Zoning description: R2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Hot Tub/Spa,Storage,Shed,Paved Driveway
  • Has spa: Yes
  • Fencing: Back Yard,Fenced,Picket

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac

Parking

  • Parking features: Driveway,No Garage,Off Street,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$91$1,092
Property Taxes $192$2,304
Electricity $202$2,433
Total$1,926$23,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,034/yr
40% on housing$57,780/yr
45% on housing$51,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$213
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Listed for sale$285,000
2003-02-03Sold$145,000

For Sale by Agent

AgentDaniel Harnsberger
BrokerageEXP Realty, LLC

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