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306 E Jackson St, Rapid City, SD, 57701

3beds
2baths
1,174sqft
$259,900
$221price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

Listed by Nick Dowling - Black Hills Realty, 605-484-8988. Welcome home to this inviting 3-bedroom, 2-bath ranch offering comfort, convenience, and thoughtful updates throughout. The kitchen features stainless steel appliances, complemented by newer flooring that brings a fresh, modern feel to the space. Enjoy peace of mind with a roof installed in 2021, and a layout designed for easy everyday living with great flow between spaces. Off-street parking with alley access adds extra flexibility and convenience. Don’t miss your chance - schedule your showing today!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

1/10
2/10
North Middle School - 35Grades 6-80.6 mi
2/10
Central High School - 41Grades 9-121.2 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 108

Bedroom3

  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Area: 108

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 1,174
  • Total interior livable area: 1,174 sqft

Living Room

  • Area: 228

Master Bedroom

  • Area: 160

Property

Details

  • Parcel number: 2131158010

Lot

  • Lot size: 5,662 sqft
  • Features: Lawn

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $182$2,184
Property Taxes $236$2,832
Electricity $146$1,755
Total$1,878$22,536

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 57701$182
Pennington County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 57701$187
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$259,900
2026-08-16Contingent$259,900
2026-05-31Listed for sale$259,900
2022-09-30Sold$235,000
2022-06-13Contingent$234,900
2022-06-09Listed for sale$234,900
2015-08-10Sold$73,752
2015-05-08Listing removed$95,000
2015-04-14Listed for sale$95,000

For Sale by Agent

AgentNick Dowling
BrokerageBlack Hills SD Realty

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