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3401 Deer Trl, Owensboro, KY, 42301

2beds
1baths
1,604sqft
$199,500
$124price/sqft
$1,325/moest. monthly cost
$53,000/yrincome needed

About This Home

Located in the desirable Audubon Acres neighborhood, this charming corner-lot home at 3401 Deer Trail offers both convenience and versatility. This 2-bedroom, 1-bathroom home features a comfortable layout with a welcoming screened-in porch—perfect for relaxing or entertaining. The property includes a 1-car attached garage along with a spacious 2-car detached garage, providing ample parking, storage, or workshop space. Situated on a corner lot, the home offers additional yard space and curb appeal. Ideal for first-time buyers, downsizers, or investors, this home combines functionality with great outdoor and garage amenities in a well-established neighborhood.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Audubon Elementary SchoolGrades PK-51.1 mi
4/10
7/10
Apollo High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: 3-Tab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-in Shower
  • Window features: Replacement Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,604

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,604
  • Total interior livable area: 1,604 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 006141401100000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.26 Acres
  • Features: 100-150 Front,Landscaped
  • Lot size dimensions: 95 x 120

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning
Cold Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,008$12,096
Home Insurance *$134$1,608
Property Taxes $29$348
Electricity $154$1,850
Total$1,325$15,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,428/yr
40% on housing$39,750/yr
45% on housing$35,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 42301$122
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42301$152
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$209,500
2025-04-09Listing removed$1,400
2025-03-10Listed for rent$1,400
2024-05-22Listing removed--
2024-05-20Listed for rent$1,400
2009-08-20Sold$64,000

For Sale by Agent

AgentRose Castlen
BrokerageRose Realty

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