See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9626 State Route 144, Philpot, KY, 42366

3beds
2baths
2,478sqft
$279,900
$113price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

This 3 bedroom, 1.5 bath home blends timeless character with thoughtful updates. Many of the original historical features remain, including a beautiful original staircase. A stunning stained glass window adds unique charm. The home has updated siding while still maintaining its classic appeal. Situated on a large lot this property offers plenty of room to enjoy the outdoors, complete with fruit trees, a relaxing back patio with gazebo, and a welcoming side porch perfect for morning coffee. A standout feature is the detached 2-car, two-story garage, providing excellent space for vehicles, a workshop, or additional storage. If you’re looking for a home with character, space, and charm, this property is a must see!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10
Daviess County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Crawl Space
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area

Features

  • Ceiling Fan(s),Master Downstairs
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,478

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,958
  • Total interior livable area: 2,478 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 119A00004300000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Rear Porch

Lot

  • Lot size: 0.57 Acres
  • Features: Level,Landscaped
  • Lot size dimensions: .57

Parking

  • Total spaces: 2
  • Parking features: Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$142$1,704
Property Taxes $305$3,660
Electricity $195$2,348
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 42366$162
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42366$157
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$279,900
2026-07-21Price change$279,900
2026-06-16Listed for sale$289,900

For Sale by Agent

AgentThe Lewis Group
BrokerageBHG Realty

Similar Homes