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1125 Depot St, Mayfield, KY, 42066

2beds
1baths
860sqft
$123,900
$144price/sqft
$933/moest. monthly cost
$37,320/yrincome needed

About This Home

Welcome to 1125 Depot St. in Mayfield! This charming, move-in-ready home offers the perfect blend of comfort and convenience. Featuring 2 bedrooms and 1 bathroom, it's an excellent choice for first-time homebuyers, those looking to downsize, or investors. Inside, you'll find beautiful hardwood floors that add warmth and character throughout the home. Step outside to enjoy the new back deck, the perfect place to relax, entertain, or enjoy those warm Kentucky summer evenings. The spacious backyard provides plenty of room for kids, pets, or gardening, and the large storage shed offers extra space for tools, lawn equipment.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Mayfield Middle SchoolGrades 5-81.1 mi
5/10
Mayfield High SchoolGrades 9-121.6 mi
4/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 860

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 860
  • Total interior livable area: 860 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 201.00.12.020.00

Lot

  • Lot size: 0.37 Acres
  • Features: Few Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $626$7,512
Home Insurance *$118$1,416
Property Taxes $35$420
Electricity $154$1,850
Total$933$11,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,988/yr
40% on housing$27,990/yr
45% on housing$24,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 42066$124
Graves County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 42066$121
Graves County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$123,900
2026-08-02Listed for sale$123,900

For Sale by Agent

AgentRocio Velazquez
BrokerageKeller Williams Experience - Paducah

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