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451 Todd Dr, Simpsonville, KY, 40067

4beds
5baths
5,250sqft
$875,000
$167price/sqft
$6,135/moest. monthly cost
$245,400/yrincome needed

About This Home

Welcome to a truly extraordinary estate in Simpsonville, KY where luxury, space, and timeless elegance come together on more than 5 breathtaking acres. From the moment you arrive, the grand scale and stunning curb appeal make an unforgettable impression. This custom home was designed for those who appreciate refined living, exceptional entertaining spaces, and the flexibility for multi-generational living. Inside, the home feels grand at every turn. A dramatic double staircase and soaring entryway set the tone for the incredible craftsmanship and spacious design throughout. The spectacular two-story great room is filled with natural light and offers a striking focal point for gatherings both large and small. Rich flooring, updated lighting, and thoughtfully selected finishes create an elevated yet welcoming atmosphere. The beautifully updated kitchen is a dream for both everyday living and entertaining, featuring stylish cabinetry, modern finishes, generous prep space, and an oversized walk-in pantry that offers exceptional storage and functionality. Multiple dining and gathering areas provide endless possibilities for hosting family holidays, celebrations, and guests with ease. This remarkable home features two luxurious primary suites, including one on the main level and another on the second floor, making it ideal for multi-generational living, extended guests, or those seeking ultimate flexibility and comfort. The finished walkout basement expands the living space even further with an impressive entertainment area and a dedicated media room complete with a newer projector and screen, creating the perfect private theater experience right at home. Step outside and prepare to fall in love with the incredible outdoor living spaces. Expansive patios, decks, and beautifully landscaped green space provide endless opportunities for entertaining, relaxing, gardening, recreation, or simply enjoying the peaceful surroundings. With over five acres, there is room to create the lifestyle you've always imagined. This is more than just a home — it is a private estate designed for making memories, hosting loved ones, and enjoying luxury living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
5/10
Marnel C. Moorman SchoolGrades K-86.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Crawl Space,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,383
  • Finished area above ground: 3,867

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,867
  • Total interior livable area: 5,250 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Media Room

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 01000006I

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony
  • Fencing: Partial

Lot

  • Lot size: 5.02 Acres
  • Features: Cleared

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$455$5,460
Property Taxes $842$10,104
Electricity $414$4,975
Total$6,135$73,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,342/yr
40% on housing$184,050/yr
45% on housing$163,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 40067$699
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40067$190
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$950,000
2022-12-16Sold$624,000
2022-11-11Pending sale$724,000
2022-11-02Listing removed--
2022-10-30Contingent$724,000
2022-09-30Listed for sale$724,000
2022-09-17Listing removed--
2022-09-09Price change$797,000
2022-08-03Price change$798,000
2022-07-12Price change$799,000
2022-06-26Price change$899,000
2022-06-10Price change$949,000
2022-05-21Price change$975,000
2022-04-21Listed for sale$1,390,000
2005-06-06Sold$104,000

For Sale by Agent

AgentRhonda S Roberts
BrokerageKeller Williams Collective

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