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950 W 40th St, Fremont, MI, 49412

4beds
2baths
4,048sqft
$539,000
$133price/sqft
$3,910/moest. monthly cost
$156,400/yrincome needed

About This Home

OPEN HOUSE Sat, May 16 from Noon - 2:00 Presenting a beautiful 30 acre parcel of land with open farm land, beautiful wooded areas and 2 ponds. The large home provides 4 bedrooms, a bath plus a wash area in the entry room, , a spacious dining area, a private living room, and a huge multi purpose/recreational room with a second kitchen area and a bath. There are 7 outbuildings. The newer 40 x 60 building includes a front office. The others are for storage, parking and animals. Some areas are fenced for animals. Unique property in a wonderful location close to the public access of Pickerel Lake. Information on this listing was gained by various sources. Buyer and Buyer's Agent should confirm.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
8/10
Fremont Middle SchoolGrades 6-86.6 mi
8/10
Fremont High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Center Island
  • Window features: Replacement
  • Finished area below ground: 0

Heating

  • Heating features: Hot Water,Outdoor Furnace

Interior Area

  • Total structure area: 4,048
  • Total interior livable area: 4,048 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 621435200013
  • Zoning description: RR

Features

  • Stories: 2
  • Fencing: Other
  • On waterfront: Yes
  • Waterfront features: Pond
  • Waterbody name: Pond

Lot

  • Lot size: 30 Acres
  • Features: Tillable,Wooded,Wetland Area
  • Lot size dimensions: 954 x 1370

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$304$3,648
Property Taxes $440$5,280
Electricity $441$5,298
Total$3,910$46,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,057/yr
40% on housing$117,300/yr
45% on housing$104,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 49412$137
Newaygo County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49412
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$539,000

For Sale by Agent

AgentLavonne V Last
BrokerageMitten Real Estate

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