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1530 Highway 35 N, Carthage, MS, 39051

2beds
2baths
2,050sqft
$185,000
$90price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Is there a 2-bed home near Carthage with exposed beams and a loft? This unique 2-bedroom, 1.5-bath single-family home offers 2,050 sq ft of character-filled space just outside the city limits. Built in 1984, it features an open-concept design with dramatic exposed trusses, a loft with half bath, and a spacious primary bedroom and bath. You'll love the country feel paired with the convenience of nearby Carthage amenities. Designed for low maintenance and easy living, this home blends rustic charm with everyday functionality.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Leake Central High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barn
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Concrete,Painted/Stained

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Property

Details

  • Parcel number: 052360009.02

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: None

Lot

  • Lot size: 0.65 Acres

Parking

  • Parking features: Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Drought

FEMA Declared Disasters in Leake County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$175$2,100
Property Taxes $89$1,068
Electricity $192$2,304
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 39051$99
Leake County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 39051
Leake County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-16Listed for sale$188,000

For Sale by Agent

AgentDebbie Walker
BrokerageMcKee Realty, Inc.

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