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3431 Jefferson St, Macon, MS, 39341

4beds
3baths
3,600sqft
$229,000
$64price/sqft
$1,847/moest. monthly cost
$73,880/yrincome needed

About This Home

This spacious 4BR, 3BA home offers a stately presence on approximately 2.4 acres in Macon. An iron-fenced front yard and mature landscaping create beautiful curb appeal. Inside, you'll find beautiful hardwood floors and an updated kitchen with granite countertops. The large back deck, complete with a hot tub, is perfect for relaxing or entertaining, and the attached carport adds convenience. With timeless character, modern updates, and plenty of outdoor space, this property is ready to welcome you home.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
4/10
6/10

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Conventional
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Cooking Unit Details,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Tile,Vinyl,Carpet

Heating & Cooling

  • Heating features: Electric,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 092K33044.00 ,092K33037.02

Features

  • Patio & porch: Deck,Rear Porch
  • Waterfront features: None

Lot

  • Lot size: 2.40 Acres
  • Lot size dimensions: 2.4+/- ac.

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Noxubee County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$277$3,324
Property Taxes $79$948
Electricity $334$4,016
Total$1,847$22,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,325/yr
40% on housing$55,410/yr
45% on housing$49,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 39341$100
Noxubee County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 39341
Noxubee County$64

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$229,000

For Sale by Agent

AgentJANELLE GOOD
BrokeragePHILIP GOOD REALTY

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