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110 Shady Oaks Cir, Carthage, MS, 39051

4beds
3baths
2,553sqft
$334,000
$131price/sqft
$2,852/moest. monthly cost
$114,080/yrincome needed

About This Home

This beautifully maintained 4-bedroom, 3-bath home in Carthage offers 2553 square feet of comfortable living space on an impressive 1.3-acre lot right within the city limits, giving you room to spread out without giving up convenience. Built in 1984 and lovingly updated over the years, this home is packed with character, warmth, and the kind of craftsmanship that's hard to find today. From the rich wood details that add timeless charm to the thoughtfully renovated kitchen and bathrooms, every space feels welcoming, functional, and move-in ready. The kitchen has been refreshed for modern living while maintaining the home's inviting personality, and the updated bathrooms provide the perfect blend of comfort and style. Natural charm flows throughout the home, creating a cozy atmosphere that instantly feels like "the one" the moment you walk through the door. Outside, you'll find a spacious 20x24 workshop that's ready for hobbies, projects, storage, or finally starting that business venture you've been talking about for years. The expansive yard offers endless possibilities for gardening, entertaining, play areas, outdoor gatherings, or simply enjoying a little extra elbow room. Homes with this much character, space, and flexibility don't come around often, especially ones that have been maintained this well. In fact, the only thing cleaner than this home might be your conscience after buying it. Whether you're looking for extra space, a workshop, modern updates, or a property filled with charm and personality, this Carthage gem checks all the boxes while leaving plenty of room for your own vision and future plans. Come see why this property feels less like a house and more like home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
5/10
Leake Central High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1984

Materials

  • Foundation: Conventional
  • Roof: Asphalt
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Tankless Water Heater
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Vaulted Ceiling(s)
  • Flooring: Vinyl,Brick,Carpet
  • Fireplace features: Den,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Space Heater,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,553
  • Total interior livable area: 2,553 sqft

Property

Details

  • Parcel number: 08406cd04

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 1.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Parking Pad,Paved,Direct Access,Circular Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Drought

FEMA Declared Disasters in Leake County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$316$3,792
Property Taxes $611$7,332
Electricity $237$2,848
Total$2,852$34,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,782/yr
40% on housing$85,560/yr
45% on housing$76,053/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 39051$97
Leake County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 39051
Leake County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$334,000
2026-05-27Listed for sale$339,000
2026-04-13Listing removed--
2026-01-13Listed for sale$334,000
2025-10-22Listing removed--
2025-07-24Listed for sale$336,000

For Sale by Agent

AgentDebbie Walker
BrokerageMcKee Realty, Inc.

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