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141 N Riverside Drive, West Jefferson, NC, 28694

1beds
2baths
341sqft
$239,900
$704price/sqft
$1,629/moest. monthly cost
$65,160/yrincome needed

About This Home

Charming West Jefferson home in a quiet Riverside Drive neighborhood just minutes from downtown. Enjoy easy, walkable access to shops, dining, and parks while still having a peaceful, established setting. Comfortable interior layout with inviting living spaces and a level yard great for outdoor enjoyment. A unique choice for full-time living, a weekend escape, or an investment property in one of the area’s most sought-after small towns—plus a convenient drive to Appalachian State for families needing student housing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Westwood ElementaryGrades K-65.6 mi
10/10
Ashe County MiddleGrades 7-810.4 mi
4/10
Ashe County HighGrades 9-125.3 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Hardboard,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dome
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 341

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 682
  • Total interior livable area: 341 sqft

Property

Details

  • Parcel number: 122984899973

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Storage
  • Has view: Yes
  • View description: Residential,Trees/Woods

Lot

  • Lot size: 0.48 Acres

Parking

  • Parking features: Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$87$1,044
Property Taxes $129$1,548
Electricity $200$2,405
Total$1,629$19,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,851/yr
40% on housing$48,870/yr
45% on housing$43,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$704This listing

vs Other Active Listings

Avg $/sqft

ZIP 28694$180
Ashe County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28694
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$239,900
2012-07-12Sold$60,000

For Sale by Agent

AgentBeverly Greene
BrokerageEXP Realty LLC

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