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190 Ashcroft Ct, Raeford, NC, 28376

4beds
3baths
2,981sqft
$395,000
$133price/sqft
$2,775/moest. monthly cost
$111,000/yrincome needed

About This Home

Welcome to 190 Ashcroft Court in Raeford—a beautiful two-story home tucked away on a cul-de-sac, offering space, style, and thoughtful updates throughout. This impressive 4-bedroom, 2.5-bath residence features formal living and dining rooms, a spacious family room, and an additional bonus room upstairs, providing plenty of flexibility for entertaining, working, or relaxing. Elegant details, including crown molding and wainscoting in the dining room, along with hardwood flooring that flows through the living room, dining room, and foyer. The main level boasts 9-foot ceilings, creating an open and airy feel. The kitchen is designed for both function and style, featuring granite countertops, tile flooring, and recently updated appliances—including a dishwasher and a microwave, both replaced in March 2026. Just off the kitchen, enjoy a screened-in patio that’s perfect for morning coffee or evening gatherings. Upstairs, the spacious primary suite offers a private retreat complete with a sitting area, while the additional bedrooms provide comfort and versatility. Both full bathrooms were renovated in 2018. A convenient main-floor laundry area includes a washer and dryer. Situated on a generous 0.60-acre lot, the fully fenced backyard offers privacy and room to play or entertain. Additional updates include a roof replacement in 2018. The seller is also offering a $3,000 carpet allowance and a 210-home warranty for added peace of mind. Don’t miss the opportunity to own this home —schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Don D Steed ElementaryGrades PK-52.5 mi
2/10
East Hoke MiddleGrades 6-80.8 mi

Construction

Condition

  • Year built: 2011

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Jetted Tub,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Window features: Blinds
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Vented

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,981 sqft

Property

Details

  • Parcel number: 494560301385
  • Zoning description: RA-20 - Residential Agricultural
  • Special condition: None
  • Exclusions: NONE

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Fence,Porch
  • Fencing: Yard Fenced
  • Living area range: 2801-3000

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Hoke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$218$2,616
Property Taxes $283$3,396
Electricity $277$3,331
Total$2,775$33,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,142/yr
40% on housing$83,250/yr
45% on housing$74,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28376$133
Hoke County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 28376$154
Hoke County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$395,000
2012-10-02Sold$240,000

For Sale by Agent

AgentFAITH ANDERSON
BrokerageANDERSON REALTY GROUP

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